Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
Type:
Grant
Filed:
June 28, 1999
Date of Patent:
February 15, 2005
Assignee:
ATC Realty Fifteen, Inc.
Inventors:
Michael C. Stinson, John W. Templer, Jr., Dyron Clower
Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
Type:
Grant
Filed:
February 28, 2000
Date of Patent:
September 7, 2004
Assignee:
ATC Realty FIfteen, Inc.
Inventors:
Michael C. Stinson, John W. Templer, Jr., Dyron Clower
Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
Type:
Grant
Filed:
March 17, 2000
Date of Patent:
February 24, 2004
Assignee:
ATC Realty Fifteen, Inc.
Inventors:
Michael C. Stinson, John W. Templer, Jr., Dyron Clower