Patents Assigned to Financial Services Technology Consortium
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Patent number: 6609200Abstract: The invention includes a markup language according to the SGML standard in which document type definitions are created under which electronic documents are divided into blocks that are associated with logical fields that are specific to the type of block. Each of many different types of electronic documents can have a record mapping to a particular environment, such as a legacy environment of a banking network, a hospital's computer environment for electronic record keeping, a lending institution's computer environment for processing loan applications, or a court or arbitrator's computer system. Semantic document type definitions for various electronic document types (including, for example, electronic checks, mortgage applications, medical records, prescriptions, contracts, and the like) can be formed using mapping techniques between the logical content of the document and the block that is defined to include such content.Type: GrantFiled: December 28, 2000Date of Patent: August 19, 2003Assignees: Financial Services Technology Consortium, International Business Machines Corporation, Sun Microsystems, Inc., Clareon Corporation, Telcordia Technologies, Inc.Inventors: Milton Anderson, Frank Jaffe, Chris Hibbert, Jyri Virkki, Jeffrey Kravitz, Sheveling Chang, Elaine Palmer
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Patent number: 6209095Abstract: The invention includes a markup language according to the SGML standard in which document type definitions are created under which electronic documents are divided into blocks that are associated with logical fields that are specific to the type of block. Each of many different types of electronic documents can have a record mapping to a particular environment, such as a legacy environment of a banking network, a hospital's computer environment for electronic record keeping, a lending institution's computer environment for processing loan applications, or a court or arbitrator's computer system. Semantic document type definitions for various electronic document types (including, for example, electronic checks, mortgage applications, medical records, prescriptions, contracts, and the like) can be formed using mapping techniques between the logical content of the document and the block that is defined to include such content.Type: GrantFiled: August 31, 1999Date of Patent: March 27, 2001Assignee: Financial Services Technology ConsortiumInventors: Milton Anderson, Frank Jaffe, Chris Hibbert, Jyri Virkki, Jeffrey Kravitz, Sheveling Chang, Elaine Palmer
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Patent number: 6021202Abstract: The invention includes a markup language according to the SGML standard in which document type definitions are created under which electronic documents are divided into blocks that are associated with logical fields that are specific to the type of block. Each of many different types of electronic documents can have a record mapping to a particular environment, such as a legacy environment of a banking network, a hospital's computer environment for electronic record keeping, a lending institution's computer environment for processing loan applications, or a court or arbitrator's computer system. Semantic document type definitions for various electronic document types (including, for example, electronic checks, mortgage applications, medical records, prescriptions, contracts, and the like) can be formed using mapping techniques between the logical content of the document and the block that is defined to include such content.Type: GrantFiled: December 19, 1997Date of Patent: February 1, 2000Assignee: Financial Services Technology ConsortiumInventors: Milton Anderson, Frank Jaffe, Chris Hibbert, Jyri Virkki, Jeffrey Kravitz, Sheveling Chang, Elaine Palmer
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Patent number: 5677955Abstract: An electronic instrument is created in a computer-based method for effecting a transfer of funds from an account of a payer in a funds-holding institution to a payee. The electronic instrument includes an electronic signature of the payer, digital representations of payment instructions, the identity of the payer, the identity of the payee, and the identity of the funds-holding institution. A digital representation of a verifiable certificate by the institution of the authenticity of the instrument is appended to the instrument. This enables a party receiving the instrument, e.g., the payee or a bank, to verify the authenticity of the account or account holder. The invention may be generally applied to any financial electronic document.Type: GrantFiled: April 7, 1995Date of Patent: October 14, 1997Assignees: Financial Services Technology Consortium, The First National Bank of Boston, Bell Communications Research, Inc.Inventors: John Doggett, Frank A. Jaffe, Milton M. Anderson