Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to provide low-latency access to cardholder location information by receiving periodically updated location information from a mobile device associated with the account holder and updated associated systems with the information prior to the user initiating a transaction. At the time of a transaction, necessary systems can quickly access the stored information and authenticate transactions appropriately.
Type:
Grant
Filed:
August 21, 2018
Date of Patent:
November 8, 2022
Assignee:
First Performance Corporation
Inventors:
William M. Hernandez-Ellsworth, Sosh A. Howell, Walter G. Ley