Abstract: A method includes receiving, by a network computing device of a multi-part code system, interaction information from one or more of a first and a second computing device regarding an interaction between the first and second computing devices. The method further includes generating a first and second portion of a code that are unusable individually. Alignment of the first and second portions of the code optically produces the code representative of the interaction information. A network application of the one or more of the first and second computing devices is operable to capture the optically produced code. The method further includes sending the first and second portions of the code to one or more of the first and second computing devices. When the optically produced code has been captured, the method further includes finalizing, by an interaction finalization module of the network computing device, the interaction.

Abstract: A method includes initiating, by a payor computing device associated with a first jurisdiction, a payment of a desired amount to a payee computing device associated with a second jurisdiction. The method further includes receiving, by a cryptocurrency acceptance network computing device, a request to process the payment and placing a hold on collateral cryptocurrency.

Abstract: A method comprises initiating, by a by a cryptocurrency wallet of a user computing device of one or more user computing devices of a cryptocurrency collateral system, a payment with a merchant computing device of the cryptocurrency collateral system. The merchant computing device accepts a desired currency. The method further includes determining, by a network computing device of the cryptocurrency collateral system, an amount of collateral cryptocurrency required to back the payment. The method further includes locking, by the cryptocurrency wallet, the amount of the collateral cryptocurrency to back the payment. The method further includes sending, by the network computing device, an amount of the desired currency to the merchant computing device to complete the payment. When the cryptocurrency wallet sends funds to the network computing device to cover the payment, the method further includes releasing, by the cryptocurrency wallet, the amount of the collateral cryptocurrency.

Abstract: A method includes initiating, by a user computing device, a payment with a merchant computing device. The method further includes determining, by a network computing device, an amount of collateral tokens required to back the payment. The method further includes depositing, by the user computing device, the amount of the collateral tokens in a smart contract. The amount of collateral tokens is locked in the smart contract to back the payment. The method further includes sending, by the network computing device, an amount of a desired currency to the merchant computing device to complete the payment. The method further includes sending, by the merchant computing device, a fee to the network computing device for facilitating the payment. The method further includes converting, by the network computing device, the fee to collateral tokens, and depositing the collateral tokens in one or more smart contracts as rewards.

Abstract: A method includes initiating, by a payor computing device, a financial transaction to send payment of a particular amount to a payee computing device using a first cryptocurrency. The payee computing device accepts a desired currency. The method further includes placing a hold on an amount of collateral cryptocurrency based on a request to process the financial transaction. The method further includes sending, by the payor computing device, a first amount of the first cryptocurrency equal to the particular amount to the cryptocurrency acceptance network computing device, converting, by a cryptocurrency exchange device, the first amount of the first cryptocurrency to an amount of the desired currency equal to the particular amount, and sending the amount of the desired currency to a payee banking computing device. The method further includes seeking a desired number of confirmations of the first amount of the first cryptocurrency from a consensus network.

Abstract: A method includes receiving a request from a computing device requesting that a digital wallet rendered by a digital wallet application executed on the computing device be recognized and accepted within a secure and trusted data communication system for purposes of financial transactions using a first cryptocurrency. The method further includes verifying that the first cryptocurrency is a valid form of cryptocurrency in accordance with a validation protocol. When the first cryptocurrency is valid, the method further includes establishing a per unit value of the first cryptocurrency based on a per unit value of a known and trusted cryptocurrency of the system, obtaining a set of units of collateral cryptocurrency for a plurality of units of first cryptocurrency based on the established per unit value of the first cryptocurrency, and storing the set of units of collateral cryptocurrency in a secure stake pool for transactions utilizing the first cryptocurrency.

Abstract: A method includes storing, by a secure data conveyance device, a certified data object for a user computing device. The method further includes receiving a request from the user computing device that at least a portion of the certified data object be conveyed to a target computing entity. When authenticated, the method further includes data translating the at least a portion from a first data representation into a universal data representation, sending the universal data representation to a trusted data securing device, and data translating the universal data representation into a specific data representation. The method further includes sending the specific data representation to the secure data conveyance device, where the secure data conveyance device adds an expiration time frame and forwards it to user computing device. The method further includes conveying, by the user computing device, the specific data representation with the expiration time frame to target computing entity.