Abstract: An apparatus, computer-readable medium, and computer-implemented method for managing mobile payment transactions includes receiving transaction data from a mobile device of a merchant, the transaction data including payment card information associated with a customer and transaction details information relating to the transaction, and the payment card information being captured with the mobile device of the merchant, storing a transaction record including the transaction details information in an online merchant account registered to the merchant, the online merchant account storing transaction records associated with the merchant, and providing access to the transaction records through the online merchant account.