Abstract: The present invention relates in general to the field of voice and data communications, and in particular, to a novel system for providing interoperable on-demand communications and services across otherwise incompatible narrowband voice and broadband systems. The system is also based on sponsored or universal communications services supported by interactive communications between sponsors and service providers and their respective databases of business rules.

Abstract: A method of operating a telecommunications device wherein the telecommunications device is used to detect an outgoing call from a calling party to a called number. The calling number is used to determine whether or not the calling party is a universal service user. If it is determined that the called number is among a class of numbers exempt from charges, the call is connected. A determination on the sufficiency of funds in a pre-paid account is made. If it is determined that there are insufficient funds in a pre-paid account to cover charges associated with the outgoing call, a message is generated and sent to the calling party or a third party requesting authorization to charge an additional fee for connecting the calling party with the called party and providing related information or application services. User input is received from the calling party, indicating the calling party's authorization of such charge. The connection between the calling party and the called party is made.