Abstract: There is disclosed a method and apparatus for purchase card management. The method includes receiving purchase card transaction data pertaining to a plurality of purchase card transactions and a plurality of purchase card users associated with the plurality of purchase card transactions from at least one purchase card operator and comparing the purchase card transaction data with a plurality of risk factor rules, at least one of the plurality of risk factor rules being a prior flagged transaction rule that identifies at least one prior transaction for a purchase card user as in violation of one of the plurality of risk factor rules. The method further includes identifying a risky transaction for the purchase card user based at least in part upon the prior flagged transaction rule, preparing a risk report identifying the risky transaction, and enabling access to the risk report by a supervisor of the purchase card user.