Abstract: A system for automatically receiving and processing credit card processing applications includes a data store and a computer processor coupled to the data store and in communication through the Internet with a user device. The data store stores application form data and merchant applicant data.

Abstract: A system for receiving and automatically distributing sales leads includes a data store and a computer processor coupled to the data store and in communication through the Internet with a user device. The data store stores registered user data and sales lead data.

Abstract: A system and method for providing a wireless or wired language conversion device includes a processor, a Read/Write Controller, a Communication module and a memory. The Communication module connects the device with active networked devices within its range using security code authorization. The Read/Write Controller controls writing in the memory. A language input interface is produced by a language input program executable by the processor. A plurality of words/sentences/phrases of multiple languages are stored in the memory through the language input interface from any connected device, which can display language input interface, after providing valid access information. A language selector interface is produced by a language selector program and executable by the processor. A program module is produced to be executed by external software and to read words/sentences/phrases in multiple languages from the memory while running in an external device, connected through a wired or wireless network.

Abstract: A method and apparatus for facilitating a business transaction wherein a merchant/operator is presented with transaction-related information in the operator's preferred language and currency, wherein the customer is presented with transaction-related information in the customer's preferred language and currency, and wherein the customer's language and currency are different from the operator's language and currency. This allows persons who speak different languages and who are used to conducting transactions in different currencies to readily engage in business transactions. The method and apparatus can be employed, for example, in a credit card or debit card terminal, thereby allowing a merchant to easily accommodate tourists from foreign countries.

Abstract: A method and apparatus for a credit card and debit card transaction terminal including a processor, a display and a memory. A card reader is configured to read data stored on a portable memory medium. An operator interface is produced by an operator interface program and executable by the processor. The operator interface being displayable on the display in an operator language. A customer interface is produced by a customer interface program and executable by the processor. The customer interface being displayable in a customer language. A language identification module is stored in the memory and executable on the processor. The language identification module is configured to select the operator language and to select a customer language in which displayable for the operator and customer, respectively. The operator and customer languages are selected from a plurality of languages stored in the module. The operator and customer languages are different.