Patents Assigned to Great Lakes Incubator, LLC
  • Patent number: 9996884
    Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.
    Type: Grant
    Filed: July 21, 2015
    Date of Patent: June 12, 2018
    Assignee: Great Lakes Incubator, LLC
    Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Patrica Sue Murphy, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
  • Publication number: 20150339780
    Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.
    Type: Application
    Filed: August 3, 2015
    Publication date: November 26, 2015
    Applicant: GREAT LAKES INCUBATOR, LLC
    Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
  • Publication number: 20150324928
    Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.
    Type: Application
    Filed: July 21, 2015
    Publication date: November 12, 2015
    Applicant: GREAT LAKES INCUBATOR, LLC
    Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
  • Publication number: 20150324927
    Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.
    Type: Application
    Filed: July 21, 2015
    Publication date: November 12, 2015
    Applicant: Great Lakes Incubator, LLC
    Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Patrica Sue Murphy, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
  • Patent number: 8620692
    Abstract: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.
    Type: Grant
    Filed: November 5, 2009
    Date of Patent: December 31, 2013
    Assignee: Great Lakes Incubator, LLC
    Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
  • Patent number: 8484113
    Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).
    Type: Grant
    Filed: June 21, 2012
    Date of Patent: July 9, 2013
    Assignee: Great Lakes Incubator, LLC
    Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith