Abstract: In an example implementation, a method includes receiving, at a computing device, borrower information, requested financing plan information, and credit bureau information relating to a particular borrower. Likewise, a method includes processing at least one of the received information to identify a subset of lenders as potential candidates to approve a loan for the particular borrower and generate an offer of the loan for the borrower. Further, the method includes performing a portfolio assignment process and generating electronic documents relating to the loan following the borrower's acceptance of the offer. Finally, the method includes sending an offer of the loan to a borrower and, upon receipt of the borrower's acceptance, transmitting the loan documents to the borrower.
Type:
Grant
Filed:
November 20, 2020
Date of Patent:
August 29, 2023
Assignee:
Greensky, LLC
Inventors:
David Zalik, Jeffrey Gold, Robert Lanier, Jacob F. Crowe, Robert W. Lee
Abstract: In an example implementation, a method includes receiving, at a computing device, borrower information, requested financing plan information, and credit bureau information relating to a particular borrower. Likewise, a method includes processing at least one of the received information to identify a subset of lenders as potential candidates to approve a loan for the particular borrower and generate an offer of the loan for the borrower. Further, the method includes performing a portfolio assignment process and generating electronic documents relating to the loan following the borrower's acceptance of the offer. Finally, the method includes sending an offer of the loan to a borrower and, upon receipt of the borrower's acceptance, transmitting the loan documents to the borrower.
Type:
Grant
Filed:
February 19, 2021
Date of Patent:
June 27, 2023
Assignee:
Greensky, LLC
Inventors:
David Zalik, Jeffrey Gold, Robert Lanier, Jacob F. Crowe, Robert W. Lee
Abstract: In an example implementation, a method includes receiving, at a computing device, borrower information, requested financing plan information, and credit bureau information relating to a particular borrower. Likewise, a method includes processing at least one of the received information to identify a subset of lenders as potential candidates to approve a loan for the particular borrower and generate an offer of the loan for the borrower. Further, the method includes performing a portfolio assignment process and generating electronic documents relating to the loan following the borrower's acceptance of the offer. Finally, the method includes sending an offer of the loan to a borrower and, upon receipt of the borrower's acceptance, transmitting the loan documents to the borrower.
Type:
Grant
Filed:
July 27, 2020
Date of Patent:
November 24, 2020
Assignee:
Greensky, LLC
Inventors:
David Zalik, Jeffrey Gold, Robert Lanier, Jacob F. Crowe, Robert W. Lee