Patents Assigned to Guidewire Software, Inc.
  • Patent number: 10050990
    Abstract: Various embodiments of the present technology include methods of assessing risk of a cyber security failure in a computer network of an entity. Some embodiments include generating a disaster scenario that includes elements of a disaster event, modeling the disaster scenario against a profile of the computer network and the entity, determining theoretical damage based on the modeling, and updating a cyber security policy or a network change to mitigate the theoretical damage.
    Type: Grant
    Filed: December 9, 2016
    Date of Patent: August 14, 2018
    Assignee: Guidewire Software, Inc.
    Inventors: George Y. Ng, Frank Beier, Olivier Giulieri, Yoshifumi Yamamoto, Zheng Cheung
  • Patent number: 10050989
    Abstract: Various embodiments of the present technology include methods of assessing risk of a cyber security failure in one or more computer networks for an entity. Various embodiments include establishing a plurality of proxy connections with entity resources, evaluating performance of the proxy connections, and scoring the proxy connections based on performance. Various embodiments may further include automatically determining, based on the proxy score, a change or setting regarding the proxy connections. Various embodiments may also include automatically recommending, based on the assessed risk, computer network changes for the one or more computer networks to reduce the assessed risk. Some embodiments may include providing recommended computer network and/or policy changes to reduce the assessed risk, determining the entity has enacted some recommended network changes, and in response, automatically reassessing the risk of a cyber security failure based on the enacted recommended computer network changes.
    Type: Grant
    Filed: December 8, 2016
    Date of Patent: August 14, 2018
    Assignee: Guidewire Software, Inc.
    Inventors: George Y. Ng, Don Ma, Yuen Tsing Ooi, Feiyin Zhang, Fernando Tancioco, Jr.
  • Patent number: 10003609
    Abstract: Various embodiments of the present technology include methods of assessing risk of a cyber security failure in one or more computer networks for an entity. Various embodiments include establishing a plurality of proxy connections with entity resources, evaluating performance of the proxy connections, and scoring the proxy connections based on performance. Various embodiments may further include automatically determining, based on the proxy score, a change or setting regarding the proxy connections. Various embodiments may also include automatically recommending, based on the assessed risk, computer network changes for the one or more computer networks to reduce the assessed risk. Some embodiments may include providing recommended computer network and/or policy changes to reduce the assessed risk, determining the entity has enacted some recommended network changes, and in response, automatically reassessing the risk of a cyber security failure based on the enacted recommended computer network changes.
    Type: Grant
    Filed: December 8, 2016
    Date of Patent: June 19, 2018
    Assignee: Guidewire Software, Inc.
    Inventors: George Y. Ng, Don Ma, Yuen Tsing Ooi, Feiyin Zhang, Fernando Tancioco, Jr.
  • Patent number: 9984415
    Abstract: An insurance policy management computing system (201) stores a legally-binding insurance policy as a read-only document including the complete policy history. To facilitate revisions to the policy, the computing system (201) provides an opportunity (202) to revise an insurance policy and recalls (203) the currently legally-binding insurance policy. Since the legally-binding insurance policy is a read-only document, the computing system (201) uses the legally-binding policy to generate an editable version that is a complete copy of the legally-binding policy. Once the editable version of the insurance policy has been generated, the input revisions can be incorporated into the policy and then, the revised version of the insurance policy is saved as a read-only, now-current version of the insurance policy. The new legally-binding insurance policy has a new creation and effective dates of the various policy elements.
    Type: Grant
    Filed: January 6, 2010
    Date of Patent: May 29, 2018
    Assignee: Guidewire Software, Inc.
    Inventor: Alan Harrison Keefer
  • Patent number: 9858623
    Abstract: Generating a quote for a policy is disclosed. An indication of an insurance policy to be quoted is received. An appropriate composite ratebook to apply to the insurance policy to be quoted is determined. The composite ratebook has been previously configured to be associated with a particular set of one or more configuration parameters, one or more rate routines, and one or more rate tables. A rate routine associated with the determined composite ratebook is applied to a coverage in the policy to be quoted.
    Type: Grant
    Filed: January 11, 2016
    Date of Patent: January 2, 2018
    Assignee: Guidewire Software, Inc.
    Inventors: Gaurav Marwaha, Richard Ian Berlin, Douglas E. McCreary, Marilyn Joyce Schneider Hollinger
  • Patent number: 9830666
    Abstract: A technique of tracking insurance funds using an interpretive representation of accounting information includes obtaining a plurality of accounting entities. It further includes deriving, based on the accounting entities, a plurality of funds-source entities and a plurality of funds-use entities. It further includes, in response to an allocation scheme, creating a set of tracking entities that allocate the funds-source entities to the funds-use entities, wherein each tracking entity connects one funds-source entity and one funds-use entity.
    Type: Grant
    Filed: September 19, 2012
    Date of Patent: November 28, 2017
    Assignee: Guidewire Software, Inc.
    Inventor: Matthew Carl Hamilton
  • Patent number: 9489695
    Abstract: Managing workflow on a plurality of installed application components that interact with a central hosted component is disclosed. A new rule is defined on the central hosted component. The new rule is applied, based on data provided by an installed application component and information that is managed by the central hosted component, to generate a new action item to be executed on the installed application component. The new action item to be executed by the installed application component is sent. The new action item modifies a workflow on the installed application component without modifying application code on the installed application component.
    Type: Grant
    Filed: March 15, 2013
    Date of Patent: November 8, 2016
    Assignee: Guidewire Software, Inc.
    Inventors: Kenneth William Branson, Mui Thu Tran, Raymond Timothy Kreisel
  • Patent number: 9262786
    Abstract: Configuring composite ratebooks includes receiving configuration parameters associated with a composite ratebook; receiving a selection of one or more rate routines to be associated with the composite ratebook; receiving input defining one or more rate tables to be included in the composite ratebook; and generating a composite ratebook including the configuration parameters, the one or more rate routines, and the defined one or more rate tables. A rate routine includes operations used to determine a premium for an insurance coverage. The one or more rate tables include insurance factors used by the one or more selected rate routines to determine premiums for insurance coverages.
    Type: Grant
    Filed: January 31, 2013
    Date of Patent: February 16, 2016
    Assignee: Guidewire Software, Inc.
    Inventors: Gaurav Marwaha, Richard Ian Berlin, Douglas E. McCreary, Marilyn Joyce Schneider Hollinger
  • Publication number: 20150154713
    Abstract: Automated assignment of insurance claim work includes: obtaining an insurance claim work unit; identifying among a plurality of users of the insurance claims processing platform a set of eligible users who are eligible to process the insurance claim work unit; and automatically selecting among the set of eligible users a selected user to process the insurance claim work unit, including determining a set of weighted workloads that corresponds to the set of eligible users and applying a set of one or more assignment rules based on the set of weighted workloads.
    Type: Application
    Filed: January 20, 2014
    Publication date: June 4, 2015
    Applicant: Guidewire Software, Inc.
    Inventors: Luis Arturo Diaz, Scott Robert Plummer, Mui Thu Tran, Patrick Kwoon Yuet Young, Edward Anthony Wells
  • Patent number: 8818826
    Abstract: A computer-based insurance claim processing system (500) provides for the formation and segregated storage of associations (510) that link various active insurance claims (506) to one another. In addition, if desired, the associations can comprise additional information regarding, for example, the nature or type of association and/or other information as a user may wish to include to inform, control, or otherwise characterize the association and/or the associated claims.
    Type: Grant
    Filed: April 24, 2013
    Date of Patent: August 26, 2014
    Assignee: Guidewire Software, Inc.
    Inventors: Sandia Ren, Allen Morano, Jeremy Shawn Henrickson, James Michael Burton
  • Patent number: 8694342
    Abstract: Insurance policy management includes: interpreting an insurance product model to facilitate collecting supplemental policy-specific data, the insurance product model defining structures of a plurality of derived insurance policies; obtaining the supplemental policy-specific data; and performing an insurance-related action based at least in part on the supplemental policy-specific data.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: April 8, 2014
    Assignee: Guidewire Software, Inc.
    Inventors: James Michael Burton, Benjamin Buendia Eloy, Kenneth William Branson
  • Patent number: 8676703
    Abstract: An insurance policy is stored (101) as a plurality of discrete temporally-sequential policy data revisions. A legally binding revision for a first given date is then determined (102) by identifying all policy data revisions effective on the first given date and choosing a most temporally recent policy data revision temporally prior to a second given date. When a new policy data revision is (103) temporally subsequent as compared to a first policy data revision and also comprises a legally effective date range preceding at least in part an effective date range of the first policy data revision, legally non-overlapping policy data revisions are created (104) for each legally overlapping effective date range as exists between the new policy data revision and all temporally preceding revisions. Each newly-created legally non-overlapping policy data revision comprises changes introduced by the new policy data revision and at least one temporally preceding policy data revision.
    Type: Grant
    Filed: April 27, 2006
    Date of Patent: March 18, 2014
    Assignee: Guidewire Software, Inc.
    Inventors: Clark Allan Heydon, Kenneth William Branson
  • Patent number: 8650052
    Abstract: Providing configuration of inference logic for insurance policy forms is disclosed, including: presenting to a user: information associated with an insurance policy form; and a set of inference rule types, each inference rule type specifying a corresponding condition under which the form is to be created; receiving a selected inference rule type; presenting a set of insurance product definition templates; receiving a selected insurance product definition template corresponding to the selected inference rule type, the selected insurance product definition template being selected from the set of insurance product definition templates; and storing a mapping associated with the insurance policy form, wherein the mapping includes at least the selected inference rule type and the selected insurance product definition template.
    Type: Grant
    Filed: March 28, 2012
    Date of Patent: February 11, 2014
    Assignee: Guidewire Software, Inc.
    Inventor: Robert Theodore Anagnoson
  • Patent number: 8650050
    Abstract: Presenting benefits of an insurance related product includes obtaining a master hierarchical benefits tree comprising a plurality of hierarchical levels, each hierarchical level comprising a plurality of nodes, at least one node in one hierarchical level is preconfigured to be connected to at least one node in an adjacent hierarchical level, the preconfiguration being based at least in part on categorized objectives of an insurance company; receiving a user selection of at least some nodes in the master hierarchical benefits tree; determining a set of available nodes in a next hierarchical level based at least in part on the user selection; and generating a customized hierarchical benefits tree that is formed based at least in part on the user selection and the master hierarchical benefits tree.
    Type: Grant
    Filed: August 3, 2011
    Date of Patent: February 11, 2014
    Assignee: Guidewire Software, Inc.
    Inventor: Eugene Lee
  • Publication number: 20130332203
    Abstract: Insurance policy management includes: interpreting an insurance product model to facilitate collecting supplemental policy-specific data, the insurance product model defining structures of a plurality of derived insurance policies; obtaining the supplemental policy-specific data; and performing an insurance-related action based at least in part on the supplemental policy-specific data.
    Type: Application
    Filed: March 7, 2013
    Publication date: December 12, 2013
    Applicant: GUIDEWIRE SOFTWARE, INC.
    Inventors: James Michael Burton, Benjamin Buendia Eloy, Kenneth William Branson
  • Patent number: 8566131
    Abstract: Managing insurance policy processing includes: receiving a set of insurance policy hold criteria specifying an insurance policy hold, the insurance policy hold criteria comprising an insurance policy hold period during which the insurance policy hold is in effect; receiving a request to execute an insurance policy processing operation on an insurance policy; determining, based at least in part on the set of policy hold criteria, that the insurance policy processing operation is subject to the insurance policy hold; disallowing the insurance policy processing operation from being executed; determining that the insurance policy hold is to be released; and allowing the insurance policy hold to be released.
    Type: Grant
    Filed: March 28, 2012
    Date of Patent: October 22, 2013
    Assignee: Guidewire Software, Inc.
    Inventors: Wan-Chien Wendy Wu, Kenneth W. Luekens
  • Publication number: 20130238369
    Abstract: A computer-based insurance claim processing system (500) provides for the formation and segregated storage of associations (510) that link various active insurance claims (506) to one another. In addition, if desired, the associations can comprise additional information regarding, for example, the nature or type of association and/or other information as a user may wish to include to inform, control, or otherwise characterize the association and/or the associated claims.
    Type: Application
    Filed: April 24, 2013
    Publication date: September 12, 2013
    Applicant: Guidewire Software, Inc.
    Inventors: Sandia Ren, Allen Morano, Jeremy Shawn Henrickson, James Michael Burton
  • Patent number: 8527379
    Abstract: Insurance billing includes receiving a plurality of exceptions arising out of one or more billing events and associated with one or more billed parties; categorizing the plurality of exceptions into a plurality of exception groups based at least in part on one or more types of exceptions; determining, for an exception group corresponding to a particular type of exception, a plurality of exception metrics for each of one or more corresponding billed parties; presenting, to the user, a selectable plurality of exception groups; and in response to a user selection of a particular exception group, presenting to the user one or more billed party identifiers of the one or more corresponding billed parties in the particular exception group and the plurality of exception metrics determined for each of the one or more corresponding billed parties.
    Type: Grant
    Filed: August 28, 2012
    Date of Patent: September 3, 2013
    Assignee: Guidewire Software, Inc.
    Inventors: Seshadhri Pakshi Rajan, Matthew Carl Hamilton
  • Publication number: 20130211860
    Abstract: A computing platform (201) of choice can be configured and arranged to access (102 and 103) a first memory (202) that stores attributes which specifically characterize a particular candidate insurance entity and a second memory (203) that stores mappings which relate insurance policy element availability for a plurality of insurance policy elements to various corresponding insurance entity characterizing attributes. The aforementioned attributes, by one approach, correspond to respective end user-configurable dimensions. This platform can then serve (104) as a matching component by automatically using the aforementioned mappings to determine available insurance policy elements for the particular candidate insurance entity as a function of these attributes and then automatically using (105) those available insurance policy elements to configure an insurance policy consistent with these mappings.
    Type: Application
    Filed: January 31, 2013
    Publication date: August 15, 2013
    Applicant: GUIDEWIRE SOFTWARE, INC.
    Inventor: Guidewire Software, Inc.
  • Patent number: 8468037
    Abstract: Managing risks associated with reinsurance includes: obtaining a plurality of insurance policies, each of the plurality of insurance policies comprising a plurality of coverages; identifying, for each insurance policy in the plurality of insurance policies, a set of coverages that corresponds to a geographical location, a policy level liability, or a covered item; and evaluating, for each identified set of coverages, a corresponding reinsurable risk, the evaluation includes determining a total insured value associated with the corresponding reinsurable risk.
    Type: Grant
    Filed: March 28, 2012
    Date of Patent: June 18, 2013
    Assignee: Guidewire Software, Inc.
    Inventors: Geoffrey Clarke, Kenneth William Branson, Minh Vu