Patents Assigned to HANDLE FINANCIAL, INC.
  • Patent number: 10860998
    Abstract: Payment processing is described that uses two-portion tokens at a point-of-service. In one example, a service-provider computer receives a request to stage an order for a merchant computer from a customer mobile device. The service-provider computer generates a token having (1) a first portion encoded in the token representing first information not specific to the order including a designation of an overall fee to be provided by a customer including a payment to the merchant computer for the order and a portion of the overall fee to be provided to a point-of-service and (2) a second portion encoded in the token representing second information specific to the order. The token is transmitted to the mobile for display and payment at a point-of-service. The point-of-service confirms receipt of payment and of the token.
    Type: Grant
    Filed: September 24, 2018
    Date of Patent: December 8, 2020
    Assignee: Handle Financial, Inc.
    Inventors: Richard Scott Perkins, Kurt Torben Thams, Daniel J. Shader
  • Patent number: 10854046
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including receiving player information at a service provider system through an input element of a player input screen presented on a player system. Embodiments include presenting information regarding a point-of-service that is equipped to accept cash payments, generating a token that is optically readable for use by the point-of-service, determining if the point-of-service is located in a geographic region authorized to make payments to the game provider; and notifying the point-of-service to reject any payments from the player system if the point-of-service is not located in a geographic region authorized to make the payments from the player system to the game provider.
    Type: Grant
    Filed: December 26, 2018
    Date of Patent: December 1, 2020
    Assignee: Handle Financial, Inc.
    Inventor: Stephen Capps
  • Patent number: 10592792
    Abstract: Disclosed herein are systems and methods for converting barcodes to facilitate fast and convenient payments. In one embodiment, the systems and methods are for imaging a first barcode having a first barcode format; determining a second barcode format used at a point-of-service; converting the first barcode to a second barcode in the second format; and generating an image of the second barcode.
    Type: Grant
    Filed: June 18, 2014
    Date of Patent: March 17, 2020
    Assignee: Handle Financial, Inc.
    Inventors: Kurt Torben Thams, John Paul Minor, Stephen Capps, Daniel Jeffrey Shader, Richard Scott Perkins
  • Publication number: 20190130695
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including receiving player information at a service provider system through an input element of a player input screen presented on a player system. Embodiments include presenting information regarding a point-of-service that is equipped to accept cash payments, generating a token that is optically readable for use by the point-of-service, determining if the point-of-service is located in a geographic region authorized to make payments to the game provider; and notifying the point-of-service to reject any payments from the player system if the point-of-service is not located in a geographic region authorized to make the payments from the player system to the game provider.
    Type: Application
    Filed: December 26, 2018
    Publication date: May 2, 2019
    Applicant: Handle Financial, Inc.
    Inventor: Stephen Capps
  • Publication number: 20190087802
    Abstract: Payment processing is described that uses two-portion tokens at a point-of-service. In one example, a service-provider computer receives a request to stage an order for a merchant computer from a customer mobile device. The service-provider computer generates a token having (1) a first portion encoded in the token representing first information not specific to the order including a designation of an overall fee to be provided by a customer including a payment to the merchant computer for the order and a portion of the overall fee to be provided to a point-of-service and (2) a second portion encoded in the token representing second information specific to the order. The token is transmitted to the mobile for display and payment at a point-of-service. The point-of-service confirms receipt of payment and of the token.
    Type: Application
    Filed: September 24, 2018
    Publication date: March 21, 2019
    Applicant: Handle Financial, Inc.
    Inventors: Richard Scott Perkins, Kurt Torben Thams, Daniel J. Shader
  • Patent number: 10192407
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including systems and methods for generating a player input screen for a game provider; receiving information for a player via the player input screen; presenting one or more points-of-service to the player; generating a token that is a reference to the player information; providing the token to the player; receiving a confirmation that the player presented the token and a payment having a payment amount at one of the points-of-service; receiving a portion of the payment amount received at the point-of-service; and transmitting a portion of the payment amount received at the point-of-service and a portion of the player information to the game provider.
    Type: Grant
    Filed: January 12, 2015
    Date of Patent: January 29, 2019
    Assignee: Handle Financial, Inc.
    Inventor: Stephen Capps
  • Patent number: 10108946
    Abstract: A system, method and apparatus for payment processing using dynamic barcodes is provided. In an embodiment, a method is provided. The method includes receiving a request to stage an order, including information identifying a merchant. The method further includes determining current order information for the merchant. The method also includes producing a token identifier for the order. The token identifier includes an item code and a ticket identifier. The item code identifies or references an economic understanding for the order. Additionally, the method includes staging the order within a system to allow for completion of the order later in time. The order completes through notification of payment to a POS terminal by a consumer and fulfillment of the order by the merchant. The method further includes sending the token identifier to the merchant. The token identifier is to be provided to the consumer for use by the consumer in paying for the order at the POS terminal.
    Type: Grant
    Filed: February 25, 2014
    Date of Patent: October 23, 2018
    Assignee: HANDLE FINANCIAL, INC.
    Inventors: Richard Scott Perkins, Kurt Torben Thams, Daniel J. Shader