Patents Assigned to HSBC Technology & Services (USA) Inc.
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Patent number: 12271942Abstract: The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, an integrated, component-based technology platform, globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.Type: GrantFiled: September 29, 2020Date of Patent: April 8, 2025Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Paris F. Roselli, Ronald M. Lesandro, Michael J. Sullivan, Darren P. Loveday, Michael R. Antognoli, John P. Flood, Yilu He, Darrick R. Brooks, Srinivas Lakshman, Richard Gemma, Trevor Johnson, Sonu Gupta, Martin Hayes
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Patent number: 12236285Abstract: An automation framework system may include a service portal, an API gateway, an entitlements microservice, and a resources microservice. The service portal is configured to provide access to automation functionality of the automation framework system. The service portal is configured to provide entitlement models for generating a programming interface API or automation. The API gateway is configured to intercept API requests from a client device. The API gateway is configured to grant or reject the API requests based on each requested API and information about a user associated with the client device. The entitlements microservice is configured to determine whether the user of the client device is permitted to access the API based on group information associated with the client device. The resources microservice is configured to manage resources associated with each API request.Type: GrantFiled: September 12, 2022Date of Patent: February 25, 2025Assignee: HSBC Technology and Services (USA) Inc.Inventors: Frank McGrath, Easwaran Neelakandan, James Golden, Darren Lowe
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Patent number: 12045786Abstract: A global transfers computer system is configured to facilitate global transfers for customers having a plurality of accounts with different entities in different countries. The global transfer may be a foreign exchange (FX) transfer or a non-FX transfer. The global transfers computer system includes a customer database, a user interface, and at least one computer implementing a global customer data computer application, a global transfers computer application, and/or a foreign exchange computer application. Various embodiments are described, including a computer implemented method for performing global transfers using a global transfers computer system.Type: GrantFiled: October 9, 2020Date of Patent: July 23, 2024Assignee: HSBC Technology & Services (USA) Inc.Inventor: Mark Hibbard
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Publication number: 20230195455Abstract: A computing system receives a data object representative of a code repository for an application. The data object includes source code of the application and artifacts for satisfying a governance policy defined by an entity of the computing system. The computing system causes the data object to be provided to an automation tool configured to build, test, and deploy the application. The computing system monitors reports generated during building and testing of the application. The monitoring includes checking the reports for compliance with the governance policy. The computing system generates a report listing a compliance status of the governance policy.Type: ApplicationFiled: December 15, 2022Publication date: June 22, 2023Applicant: HSBC Technology and Services (USA) Inc.Inventors: Jonathan Michael Pugh, Frank McGrath, Easwaran Neelakandan, James Golden
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Publication number: 20230169496Abstract: Embodiment of the invention describe methods and systems for verifying customer supplied financial account information verification using debit and credit transactions. In some embodiments, these methods include electronically transmitting an electronic debit and credit transaction to the customer financial account, based on the customer supplied financial account information. The method also includes electronically transmitting a first statement descriptor, as part of at least one of the electronic debit transaction and the electronic credit transaction, that includes a first verification code. The method also includes electronically receiving, from the customer, a second verification code, and comparing, by the computer system, the transmitted first verification code with the received second verification code with respect to each other. The method also includes verifying, by the computer system, the customer supplied financial account information based on the comparison of the verification codes.Type: ApplicationFiled: January 25, 2023Publication date: June 1, 2023Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Mark Hibbard, Stuart Bain
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Publication number: 20230077995Abstract: An automation framework system may include a service portal, an API gateway, an entitlements microservice, and a resources microservice. The service portal is configured to provide access to automation functionality of the automation framework system. The service portal is configured to provide entitlement models for generating a programming interface API or automation. The API gateway is configured to intercept API requests from a client device. The API gateway is configured to grant or reject the API requests based on each requested API and information about a user the client device. The entitlements microservice is configured to determine whether the user of the client device is permitted to access the API based on group information associated with the client device. The resources microservice is configured to manage resources associated with each API request.Type: ApplicationFiled: September 12, 2022Publication date: March 16, 2023Applicant: HSBC Technology and Services (USA) Inc.Inventors: Frank McGrath, Easwaran Neelakandan, James Golden, Darren Lowe
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Patent number: 11574302Abstract: Embodiment of the invention describe methods and systems for verifying customer supplied financial account information verification using debit and credit transactions. In some embodiments, these methods include electronically transmitting an electronic debit and credit transaction to the customer financial account, based on the customer supplied financial account information. The method also includes electronically transmitting a first statement descriptor, as part of at least one of the electronic debit transaction and the electronic credit transaction, that includes a first verification code. The method also includes electronically receiving, from the customer, a second verification code, and comparing, by the computer system, the transmitted first verification code with the received second verification code with respect to each other. The method also includes verifying, by the computer system, the customer supplied financial account information based on the comparison of the verification codes.Type: GrantFiled: August 10, 2020Date of Patent: February 7, 2023Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Mark Hibbard, Stuart Bain
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Publication number: 20210090041Abstract: A global transfers computer system is configured to facilitate global transfers for customers having a plurality of accounts with different entities in different countries. The global transfer may be a foreign exchange (FX) transfer or a non-FX transfer. The global transfers computer system includes a customer database, a user interface, and at least one computer implementing a global customer data computer application, a global transfers computer application, and/or a foreign exchange computer application. Various embodiments are described, including a computer implemented method for performing global transfers using a global transfers computer system.Type: ApplicationFiled: October 9, 2020Publication date: March 25, 2021Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventor: Mark Hibbard
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Publication number: 20210081931Abstract: Embodiment of the invention describe methods and systems for verifying customer supplied financial account information verification using debit and credit transactions. In some embodiments, these methods include electronically transmitting an electronic debit and credit transaction to the customer financial account, based on the customer supplied financial account information. The method also includes electronically transmitting a first statement descriptor, as part of at least one of the electronic debit transaction and the electronic credit transaction, that includes a first verification code. The method also includes electronically receiving, from the customer, a second verification code, and comparing, by the computer system, the transmitted first verification code with the received second verification code with respect to each other. The method also includes verifying, by the computer system, the customer supplied financial account information based on the comparison of the verification codes.Type: ApplicationFiled: August 10, 2020Publication date: March 18, 2021Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Mark Hibbard, Stuart Bain
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Publication number: 20210049682Abstract: The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, an integrated, component-based technology platform, globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.Type: ApplicationFiled: September 29, 2020Publication date: February 18, 2021Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Paris F. Roselli, Ronald M. Lesandro, Michael J. Sullivan, Darren P. Loveday, Michael R. Antognoli, John P. Flood, Yilu He, Darrick R. Brooks, Srinivas Lakshman, Richard Gemma, Trevor Johnson, Sonu Gupta, Martin Hayes
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Patent number: 10803430Abstract: A global transfers computer system is configured to facilitate global transfers for customers having a plurality of accounts with different entities in different countries. The global transfer may be a foreign exchange (FX) transfer or a non-FX transfer. The global transfers computer system includes a customer database, a user interface, and at least one computer implementing a global customer data computer application, a global transfers computer application, and/or a foreign exchange computer application. Various embodiments are described, including a computer implemented method for performing global transfers using a global transfers computer system.Type: GrantFiled: July 30, 2012Date of Patent: October 13, 2020Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventor: Mark Hibbard
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Patent number: 10789641Abstract: The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, an integrated, component-based technology platform, globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.Type: GrantFiled: June 18, 2013Date of Patent: September 29, 2020Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Paris F. Roselli, Ronald M. Lesandro, Michael J. Sullivan, Darren P. Loveday, Michael R. Antognoli, John P. Flood, Yilu He, Darrick R. Brooks, Srinivas Lakshman, Richard Gemma, Trevor Johnson, Sonu Gupta, Martin Hayes
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Patent number: 10740752Abstract: Embodiment of the invention describe methods and systems for verifying customer supplied financial account information verification using debit and credit transactions. In some embodiments, these methods include electronically transmitting an electronic debit and credit transaction to the customer financial account, based on the customer supplied financial account information. The method also includes electronically transmitting a first statement descriptor, as part of at least one of the electronic debit transaction and the electronic credit transaction, that includes a first verification code. The method also includes electronically receiving, from the customer, a second verification code, and comparing, by the computer system, the transmitted first verification code with the received second verification code with respect to each other. The method also includes verifying, by the computer system, the customer supplied financial account information based on the comparison of the verification codes.Type: GrantFiled: October 23, 2017Date of Patent: August 11, 2020Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Mark Hibbard, Stuart Bain
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Publication number: 20180089671Abstract: Embodiment of the invention describe methods and systems for verifying customer supplied financial account information verification using debit and credit transactions. In some embodiments, these methods include electronically transmitting an electronic debit and credit transaction to the customer financial account, based on the customer supplied financial account information. The method also includes electronically transmitting a first statement descriptor, as part of at least one of the electronic debit transaction and the electronic credit transaction, that includes a first verification code. The method also includes electronically receiving, from the customer, a second verification code, and comparing, by the computer system, the transmitted first verification code with the received second verification code with respect to each other. The method also includes verifying, by the computer system, the customer supplied financial account information based on the comparison of the verification codes.Type: ApplicationFiled: October 23, 2017Publication date: March 29, 2018Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Mark Hibbard, Stuart Bain
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Patent number: 9799030Abstract: Embodiment of the invention describe methods and systems for verifying customer supplied financial account information verification using debit and credit transactions. These methods include electronically transmitting an electronic debit and credit transaction to the customer financial account, based on the customer supplied financial account information. The method also includes electronically transmitting a first statement descriptor, as part of at least one of the electronic debit transaction and the electronic credit transaction, that includes a first verification code. The method also includes electronically receiving, from the customer, a second verification code, and comparing, by the computer system, the transmitted first verification code with the received second verification code with respect to each other. The method also includes verifying, by the computer system, the customer supplied financial account information based on the comparison of the verification codes.Type: GrantFiled: May 28, 2013Date of Patent: October 24, 2017Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Mark Hibbard, Stuart Bain
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Patent number: 9658833Abstract: Embodiments of the invention are directed to system and method for managing parallel development of projects. One embodiment of the invention is a method of automatically managing processes in the parallel development of an application through a graphical user interface. The graphical user interface manages the automated processes, which are able to complete their tasks without further user interaction. The automated processes managed by the graphical user interface include, provisioning a first development environment and second development environment. The processes also includes deploying a second release of an application to the second development environment, and merging modifications to the second source code and the second content of the second release into a first source code and a first content of the first release. After the releases have been merged together, the process automatically deploys the third release of the application to a production environment for use by users.Type: GrantFiled: September 21, 2015Date of Patent: May 23, 2017Assignee: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Marc Heyhoe, Dan Avidan, Daron Finn, Daniel Lees
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Publication number: 20160077809Abstract: Embodiments of the invention are directed to system and method for managing parallel development of projects. One embodiment of the invention is a method of automatically managing processes in the parallel development of an application through a graphical user interface. The graphical user interface manages the automated processes, which are able to complete their tasks without further user interaction. The automated processes managed by the graphical user interface include, provisioning a first development environment and second development environment. The processes also includes deploying a second release of an application to the second development environment, and merging modifications to the second source code and the second content of the second release into a first source code and a first content of the first release. After the releases have been merged together, the process automatically deploys the third release of the application to a production environment for use by users.Type: ApplicationFiled: September 21, 2015Publication date: March 17, 2016Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: MARC HEYHOE, Dan Avidan, Daron Finn, Daniel Lees
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Patent number: 9275360Abstract: An account opening computer system is configured to provide a flexible front end user interface, separating and decoupling the computer implemented user journey from computer implemented business process(es). The flexible front end user interface includes a plurality of portlets and a component-based object-oriented flow configuration to configure and/or navigate the flow of display screens. Various embodiments are described, including a computer implemented method of account opening using a flow configuration.Type: GrantFiled: January 20, 2012Date of Patent: March 1, 2016Assignee: HSBC Technology & Services (USA) Inc.Inventors: Yilu He, John P. Flood, Ron Lesandro, Michael J. Sullivan, Trevor Johnson, Sonu Gupta
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Patent number: 9141382Abstract: Embodiments of the invention are directed to system and method for managing parallel development of projects. One embodiment of the invention is a method of automatically managing processes in the parallel development of an application through a graphical user interface. The graphical user interface manages the automated processes, which are able to complete their tasks without further user interaction. The automated processes managed by the graphical user interface include, provisioning a first development environment and second development environment. The processes also includes deploying a second release of an application to the second development environment, and merging modifications to the second source code and the second content of the second release into a first source code and a first content of the first release. After the releases have been merged together, the process automatically deploys the third release of the application to a production environment for use by users.Type: GrantFiled: January 29, 2013Date of Patent: September 22, 2015Assignee: HSBC Technology & Services (USA) Inc.Inventors: Marc Heyhoe, Dan Avidan, Daron Finn, Daniel Lees
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Publication number: 20150242255Abstract: An application processing engine computer system is configured to process an application for at least one of a product and service using a plurality of coordinated, configurable services. The application processing engine includes an application data management service, an application process flow management service, a decisioning service, an application processing host service, an application activity monitoring service, a queue management service and/or a system maintenance service. Various embodiments are described, including a computer implemented method for processing an application using an application processing engine component and/or module.Type: ApplicationFiled: September 23, 2014Publication date: August 27, 2015Applicant: HSBC TECHNOLOGY & SERVICES (USA) INC.Inventors: Ron Lesandro, Paris F. Roselli, Michael J. Sullivan, Srinivas Lakshman, Sonu Gupta, John P. Flood, Martin Hayes, Trevor Johnson, Darrick R. Brooks, Ewan C. Hutton