Abstract: Data network-implemented tax advantaged account transaction and reconciliation is described, including identifying a tax advantaged account, the tax advantaged account being identified using a card configured to store data, receiving a transaction request, the transaction request being associated with the tax advantaged account, determining whether the transaction request indicates a taxable event, performing a transaction associated with the transaction request and the tax advantaged account, and generating a report associated with the tax advantaged account, the report indicating that a transaction was performed based on the transaction request.