Abstract: A system for enabling a user access to one or more products/services of a host offering services through a network or the internet. The system generates a unique user identifier which is unique to the user in response to, or as a result of, creating an account with an authenticator application product of the system. The unique user identifier is used by a host to confirm registration of the user with the services offered by the host. The system requires user authentication involving one or more biometric authentication processes to create an account and thereafter access the account to select one or more host services. Upon selecting a given host service, the host verifies the account and transmits visual indicia to an electronic device on which the services will be displayed and accessed. The system enters the visual indicia through one or more scanning or imaging modalities to access the selected services.