Abstract: The invention describes systems and methods of determining an entity's identity and assessing risk related to the entity's identity using a computer. A computer-based system including a tracking module, an information module, a risk assessment module, and a memory is provided. The tracking module records encounters of the entity with the computer-based system. The information module gathers and detects changes in biographic information and biometric information relating to the entity's identity. The risk assessment module evaluates risks associated with the entity. The memory stores the information.

Abstract: The invention describes systems and methods of assessing risk using a computer. A computer-based system including an enrollment module, a data aggregation module, a risk assessment module, and a memory is provided for assessing risks. The enrollment receives, at a computer, personal information regarding at least one entity. The data aggregation module receives, at the computer, risk information regarding the entity according to the personal information from at least one data source. The risk assessment module converts the risk information to assessment information. The memory stores the personal information, the risk information, and/or the assessment information on the computer.