Patents Assigned to INMAR CLEARING, INC.
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Patent number: 10956926Abstract: A system for processing a digital promotion may include a mobile device associated with a given user and a digital promotion server. The server may operate a messenger bot associated with a first digital promotion for a product. The first digital promotion may be redeemable at a redemption location. The server may collect information from the messenger bot and communicate the first digital promotion through the messenger bot to the mobile device based upon the collected information. The server may also permit redemption of the first digital promotion at the redemption location and obtain an identification of another product included with the product on a guest check from the redemption location and associated with the given user. A second digital promotion associated with the at least one other product and for redemption at another location other than the redemption location may be determined and communicated to the mobile device.Type: GrantFiled: October 9, 2018Date of Patent: March 23, 2021Assignee: INMAR CLEARING, INC.Inventors: Greg Clem, Nathanael Georgeson, Samuel May, O'Ryan McEntire, Zackary Smith
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Patent number: 10891643Abstract: A digital promotion processing system may include mobile wireless communications devices, each associated with a respective user. The system may also include a digital promotion server configured to operate a messenger bot to prompt each of the users to upload an image associated with a given product from the respective mobile wireless communications device, and communicate the uploaded images to the mobile wireless communications devices for display thereon. The digital promotion server may also be configured to operate the messenger bot to permit the users to score the uploaded images on the mobile wireless communications devices, and generate a digital promotion for the given product and communicate the digital promotion to the mobile wireless communications device associated with the uploaded image with a best score.Type: GrantFiled: October 19, 2018Date of Patent: January 12, 2021Assignee: INMAR CLEARING, INC.Inventor: Nathanael Georgeson
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Patent number: 10891680Abstract: A product purchase guidance system may include a user device to permit selection of an influencer. A purchase guidance server may include a memory to store personalized influencer media content of a respective suggested product purchase list associated with each of the influencers and retailer store layouts, and a processor coupled to the memory to determine an identity of the selected influencer from the user device and determine a geographic location of the user device. The processor may also determine a corresponding retailer store layout based upon the geographic location and determine an in-store position of the user device. The processor may also communicate the personalized influencer media content corresponding to the selected influencer and for a given suggested product based upon the determined retailer store layout and in-store position so that the user device outputs the personalized media content for the given suggested product.Type: GrantFiled: October 9, 2018Date of Patent: January 12, 2021Assignee: INMAR CLEARING, INC.Inventors: Jacob Bowman, Melissa Bube, Joel Corra
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Patent number: 10755297Abstract: A system for processing a digital promotion may include a mobile wireless communications and a digital promotion server. The server may generate a digital promotion for a given product based upon a promotion request, and communicate the digital promotion to the mobile device based upon the promotion request. The server may cooperate with the mobile device to prompt the user for a user-provided identification code for redemption of the digital promotion at a redemption location, and determine whether the user-provided identification code is unique relative to other user-provided identification codes. When unique, the user-provided identification code may be stored for redemption of the digital promotion, otherwise a server-provided unique identification code may be generated and communicated to the mobile device. The server may cooperate with the redemption location to redeem the digital promotion based upon one of the user-provided identification code and the server-provided unique identification code.Type: GrantFiled: October 10, 2018Date of Patent: August 25, 2020Assignee: INMAR CLEARING, INC.Inventor: Zackary Smith
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Patent number: 10706462Abstract: A coupon processing system may include a remote user device and a coupon processing server. The coupon processing server is configured to receive a user bid request from the remote user device and collect digital coupon offers from coupon providers based upon the user bid request. The coupon processing server is configured to select at least one digital coupon offer and communicate the at least one digital coupon offer to the remote user device.Type: GrantFiled: September 22, 2017Date of Patent: July 7, 2020Assignee: INMAR CLEARING, INC.Inventors: Jess D. Walker, Bryan Bartow, David E. Johnson, Chris Rebstock
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Patent number: 10636050Abstract: A system for processing payment for products for purchase may include a point-of-sale (POS) terminal and a promotions processing server coupled to the POS terminal and that may include a processor and an associated memory coupled thereto. The processor may be configured to store in the memory a respective digital coupon wallet for each user and present, to the POS terminal, a digital coupon in the respective digital coupon wallet for a given user for at least one product. The processor may also be configured to generate a supplemental, full-price, digital coupon for a remaining purchase price after application of the digital coupon to a purchase price of the at least one product and present, to the POS terminal, the supplemental, full-price, digital coupon.Type: GrantFiled: June 29, 2018Date of Patent: April 28, 2020Assignee: INMAR CLEARING, INC.Inventor: Bryan Bartow
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Patent number: 10510091Abstract: A method of providing digital coupons to a user includes comparing a first plurality of codes with a second plurality of codes to identify one or more matching codes. The first plurality of codes are associated with products offered at a discount by a retailer, and the second plurality of codes are associated with products having a manufacturer discount associated therewith. A listing of one or more products associated with the respective one or more matching codes is displayed along with a digital coupon for each respective product. Each digital coupon has a combined value of the retailer discount and the manufacturer discount, and each digital coupon is user-selectable for placement in a digital wallet. In response to user selection, a digital coupon is placed within the digital wallet and is available for redemption at a location of the retailer.Type: GrantFiled: February 24, 2014Date of Patent: December 17, 2019Assignee: INMAR CLEARING, INC.Inventor: Katherine Lesley
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Patent number: 10504091Abstract: A system may include a point-of-sale (POS) terminal and a database configured to store respective package quantity data for different package configurations for each product from among products, and to store respective product quantity promotion threshold data for each product. The system may also include a controller coupled to the database and the POS terminal and configured to calculate, based upon the stored package quantity data, a given product quantity for a given purchase of a plurality of different package configurations of the given product at the POS terminal. The controller may be configured to compare the given product quantity to a respective product quantity promotion threshold from among the stored product promotion threshold data, and when the given product quantity is above the respective product quantity promotion threshold, then award a digital promotion for redemption.Type: GrantFiled: August 18, 2016Date of Patent: December 10, 2019Assignee: INMAR CLEARING, INC.Inventor: Rex Morgan
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Patent number: 10475081Abstract: A coupon processing system may include a promotions server and a mobile wireless communications device associated with a purchaser and having a device identification (ID) associated therewith. The mobile device may acquire a product identifier image for a given product having an incentive associated therewith and communicate the product identifier image to the promotions server using a short message service short code. The mobile device may also communicate a geographic location and the device ID to the promotions server. The promotions server may assign the incentive to a digital wallet for the purchaser based upon the product identifier image and redeem the incentive based upon the geographic location of the mobile device.Type: GrantFiled: September 22, 2017Date of Patent: November 12, 2019Assignee: INMAR CLEARING, INC.Inventors: Jess D. Walker, Bryan Bartow, David E. Johnson, Chris Rebstock
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Patent number: 10467648Abstract: A coupon processing system may include a point-of-sale (POS) terminal at a retail location. The POS terminal may be configured to communicate instant redeemable coupon (IRC) data associated with a physical IRC for a given product. The coupon processing system may also include a promotions server remote from the retail location and cooperating with the POS terminal to redeem the physical IRC for the given product based upon the IRC data and assign a post-purchase coupon value to a digital wallet associated with a purchaser of the given product based upon redeeming of the physical IRC.Type: GrantFiled: September 22, 2017Date of Patent: November 5, 2019Assignee: INMAR CLEARING, INC.Inventors: Jess D. Walker, Bryan Bartow, David E. Johnson, Chris Rebstock, Laird Garner
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Patent number: 10438239Abstract: A system may include a digital promotions server that includes a processor and a memory coupled thereto for storing digital promotions products each having a respective promotional value associated therewith. The system may also include a mobile wireless communications device that includes a display, an input device, and wireless communications circuitry carried by a portable housing. A controller may be coupled to the wireless communications circuitry and the display and configured to retrieve selected digital promotions from the digital promotions server and display graphical representations each corresponding to one of the selected digital promotions. The controller may also be configured to cooperate with the input device to determine a pattern of movement of a user's finger connecting the graphical representations, and generate a new digital promotion having a promotional value that is greater than a sum of respective promotional values of the connected the graphical representations.Type: GrantFiled: November 3, 2016Date of Patent: October 8, 2019Assignee: INMAR CLEARING, INC.Inventors: Horacio G. Milla, Steven Goforth
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Patent number: 10402849Abstract: A system and method for issuance, redemption, and reimbursement of digital incentives. A central database connected to the internet: enables customers to register unique customer registration information; is able to store this information and assign unique identifiers to it; and is accessible to incentives providers to make available digital incentives. Existing point-of-sale terminals: are authenticated to have access to the central database; have payment devices; are connected to the internet; and are provided with a message broker that facilitates communication with the central database. The customer redeems digital incentives at one of the existing point-of-sale terminals at the time of purchase by first presenting their unique identifier. The message broker routes the unique identifier to the central database which authenticates and validates the existing point-of-sale terminal, the customer's unique identifier, and the payment device.Type: GrantFiled: May 20, 2010Date of Patent: September 3, 2019Assignee: INMAR CLEARING, INC.Inventors: William M. Catania, Michael J. Kavis, Gregory H. Rapp
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Patent number: 10395269Abstract: A message broker for redemption of digital incentives at a point-of-sale terminal for a commercial transaction that is able to communicate with a central database external to the point-of-sale terminal. The central database contains unique customer registration information, unique identifiers assigned to the unique customer registration information, business rules for redemption of digital incentives.Type: GrantFiled: May 20, 2010Date of Patent: August 27, 2019Assignee: INMAR CLEARING, INC.Inventors: William M. Catania, Michael J. Kavis, Gregory H. Rapp
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Patent number: 10380644Abstract: A system may include a promotions server for storing a brand-based beverage promotional offer and a mobile wireless communications device associated with a user. The system may also include a point-of-sale (POS) terminal located at a beverage serving establishment for acquiring user identification information, opening a user beverage tab and communicating the user identification information to the promotions server, and closing and communicating the user beverage tab to the promotions server. The user beverage tab may identify a brand of a beverage ordered by the user. The promotions server may determine that the mobile device is at the beverage serving establishment and send a notification of the brand-based beverage promotional offer to the mobile device. The promotions server may also determine that the brand of beverage ordered by the user matches the brand-based beverage promotional offer and communicate the brand-based beverage promotional offer to the POS terminal for redemption thereat.Type: GrantFiled: July 18, 2017Date of Patent: August 13, 2019Assignee: INMAR CLEARING, INC.Inventors: Jess D. Walker, David Edward Johnson
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Patent number: 10354286Abstract: A digital promotion system may include a mobile wireless communications device and a digital promotions server. The digital promotions server may include a memory configured to store digital promotions, and a processor coupled thereto. The processor may harvest historical user data that includes historical purchase data, historical geographic location data based upon the mobile wireless communications device, and historical social media data, and determine a user-craving profile based upon the harvested historical user data. The processor may determine an upcoming event for the user, and select a corresponding digital promotion for the user based upon the user-craving profile and the upcoming event.Type: GrantFiled: October 12, 2016Date of Patent: July 16, 2019Assignee: INMAR CLEARING, INC.Inventor: Jess D. Walker