Abstract: A wrap wallet for carrying a bill of paper currency and a payment card includes a rectangular sheet defining a flap section, a cover section, a back section, a middle tensile section, and an end flap section ordered serially along a length of the rectangular sheet. The flap section cooperates with the cover section to define a card pocket, which retains the standard size card. The card pocket cooperates with the back section to define a bill pocket for retaining a short end of the bill, a longitudinal axis of the bill parallel a long edge of the rectangular sheet. The wrap wallet operates between a wrapped configuration, wherein the middle tensile section and the end flap section can wrap around the card pocket, the bill of paper currency between the middle tensile section and the card pocket, and an open configuration, wherein rectangular sheet defines a substantially planar configuration.