Abstract: The present invention provides a system, method and apparatus that includes a magnetic field generator that is normally inactive and includes a magnetic stripe either mounted on the substrate or disposed within a substrate, one or more induction coils disposed within the substrate underneath a length of the magnetic stripe and a control circuit disposed within the substrate that is connected to the one or more induction coils. The control circuit generates a time-varying magnetic signal by pulsing the one or more induction coils underneath the magnetic stripe when activated by a processor. The time-varying magnetic signal is transmitted to a magnetic stripe reader and emulates a data stream generated by swiping a static magnetic stripe card through the magnetic stripe reader but is not created by swiping the magnetic stripe of the apparatus through the magnetic stripe reader or using an adapter to interface with the magnetic stripe reader.

Abstract: The present invention provides a system, method and apparatus for securely granting access to an event. For example, in one embodiment of the present invention, an apparatus, such as an electronic card, ticket or information carrier, contains biometric data about a user. When the “ticket” is purchased or authenticated, event access information is stored on the electronic card or ticket by an entity authorized by the event provider. The user is allowed access to the event when the biometric data stored on the electronic card or ticket matches the user's biometric data and the event access information is validated. The user's biometric data is authenticated via a biometric sensor on the electronic card or ticket. The user's biometric data can also be authenticated by the entity granting access to the event.

Abstract: The present invention provides a system, method and apparatus that includes a magnetic field generator that is normally inactive and includes a magnetic stripe either mounted on the substrate or disposed within a substrate, one or more induction coils disposed within the substrate underneath a length of the magnetic stripe and a control circuit disposed within the substrate that is connected to the one or more induction coils. The control circuit generates a time-varying magnetic signal by pulsing the one or more induction coils underneath the magnetic stripe when activated by a processor. The time-varying magnetic signal is transmitted to a magnetic stripe reader and emulates a data stream generated by swiping a static magnetic stripe card through the magnetic stripe reader but is not created by swiping the magnetic stripe of the apparatus through the magnetic stripe reader or using an adapter to interface with the magnetic stripe reader.

Abstract: The present invention provides a system, method and apparatus that includes a user device having a magnetic field generator disposed within a substrate that is normally inactive, a biometric sensor mounted on the substrate, a memory disposed within the substrate and a processor disposed within the substrate that is communicably coupled to the magnetic field generator, the biometric sensor and the memory. The processor is operable to process biometric information received from the biometric sensor to verify that a user is authorized to use the apparatus and activate the magnetic field generator when the user is verified. A power source is also disposed within the substrate. The magnetic field generator can create a spatially varying magnetic signal using a magnetic stripe and one or more induction coils, or create a time-varying magnetic signal for emulating data obtained from swiping a magnetic stripe card through a magnetic card reader.

Abstract: Provided is an apparatus and method for effecting secure transactions in a contactless manner using biometric identity validation. The apparatus may include, for example, a biometric sensor that is operable to detect biometric information associated with a user of the apparatus. A processor that is accessible to the biometric sensor may be used to process the biometric information to verify the identity of the user. One or more antennae may also form part of the apparatus and may perform multiple functions. For example, the antennae may provide contactless communication with an external device and may also provide receive power from an external power source to power the device.

Abstract: The present invention provides a system, method and apparatus for securely granting access to an event. For example, in one embodiment of the present invention, an apparatus, such as an electronic card, ticket or information carrier, contains biometric data about a user. When the “ticket” is purchased or authenticated, event access information is stored on the electronic card or ticket by an entity authorized by the event provider. The user is allowed access to the event when the biometric data stored on the electronic card or ticket matches the user's biometric data and the event access information is validated. The user's biometric data is authenticated via a biometric sensor on the electronic card or ticket. The user's biometric data can also be authenticated by the entity granting access to the event.

Abstract: The present invention provides a system, method and apparatus that includes a user device having a magnetic field generator disposed within a substrate that is normally inactive, a biometric sensor mounted on the substrate, a memory disposed within the substrate and a processor disposed within the substrate that is communicably coupled to the magnetic field generator, the biometric sensor and the memory. The processor is operable to process biometric information received from the biometric sensor to verify that a user is authorized to use the apparatus and activate the magnetic field generator when the user is verified. A power source is also disposed within the substrate. The magnetic field generator can create a spatially varying magnetic signal using a magnetic stripe and one or more induction coils, or create a time-varying magnetic signal for emulating data obtained from swiping a magnetic stripe card through a magnetic card reader.

Abstract: Provided is an apparatus and method for effecting secure transactions in a contactless manner using biometric identity validation. The apparatus may include, for example, a biometric sensor that is operable to detect biometric information associated with a user of the apparatus. A processor that is accessible to the biometric sensor may be used to process the biometric information to verify the identity of the user. One or more antennae may also form part of the apparatus and may perform multiple functions. For example, the antennae may provide contactless communication with an external device and may also provide receive power from an external power source to power the device.