Patents Assigned to Insurance Services Office, Inc.
  • Publication number: 20240169617
    Abstract: Computer vision systems and methods for information extraction from floorplan images are provided. The system generates a multi-attributed graph representing an architectural floorplan image having nodes representing rooms of the floorplan image and connecting edges therebetween representing connectivity between the rooms. Each node of the multi-attributed graph can have multiple attributes including a type of the room, a room size, and the floor number on which room lies. Each edge can have attributes to denote a type of connectivity, such as door-based, wall-based, wall-with-window-based, and vertical connectivity where one room is located beneath another room on a separate floor of the floorplan image.
    Type: Application
    Filed: November 22, 2023
    Publication date: May 23, 2024
    Applicant: Insurance Services Office, Inc.
    Inventors: Zheng Zhong, Aurobrata Ghosh, Venkata Subbarao Veeravasarapu, Shane De Zilwa
  • Publication number: 20240135704
    Abstract: Systems and methods for detecting and aligning land property boundaries on aerial imagery are provided. The system receives an aerial imagery having land properties. The system applies a feature encoder having a plurality of levels to the aerial imagery. A first level of the plurality of levels includes a convolution block and a discrete wavelet transform layer. The discrete wavelet transform layer decomposes an input feature tensor to the first level into a low-frequency band and a high-frequency band. The high-frequency band is cached and processed with side-convolutional blocks before the high-frequency band are passed to a feature decoder. The system applies the feature decoder to an output of the feature encoder based at least in part on one of inverse discrete wavelet transform layers. The system determines boundaries of the one or more land properties based at least in part on a boundary cross-entropy loss function.
    Type: Application
    Filed: December 18, 2023
    Publication date: April 25, 2024
    Applicant: Insurance Services Office, Inc.
    Inventors: Venkata Subbarao Veeravarasapu, Deepak Mittal
  • Publication number: 20240119691
    Abstract: A system and method for lean ortho correction for computer models of structures. The system displays an image of a structure on a user interface and projects a structure model onto the image. Next, the system identifies a first world three-dimensional (“3D”) point in the image, a second world 3D point in the image, and a third world 3D point in the image. The system then transforms coordinates of the structure model using the first world 3D point, the second world 3D point, the third world 3D point, and a lean ortho correction algorithm.
    Type: Application
    Filed: December 18, 2023
    Publication date: April 11, 2024
    Applicant: Insurance Services Office, Inc.
    Inventor: Ismael Aguilera Martín de los Santos
  • Publication number: 20240078689
    Abstract: Computer vision systems and methods for automatic parcel alignment are provided. The system receives a geotagged aerial image, parcel information, and semantic information where each of the parcel and semantic information are overlaid on the geotagged aerial image. The system cleans the parcel information and the semantic information. The system optimizes the parcel information by grouping geo-registered parcels present in the geotagged aerial image into a plurality of islands and generating a plurality of parcel alignment solutions for each island of the plurality of islands. The system refines the plurality of parcel alignment solutions for each island and regularizes each island. The system generates a composite parcel alignment solution based on the refined plurality of parcel alignment solutions for each regularized island to align the geo-registered parcels of each regularized island with the geotagged aerial image.
    Type: Application
    Filed: October 3, 2023
    Publication date: March 7, 2024
    Applicant: Insurance Services Office, Inc.
    Inventors: Aditya Singh, Venkata Subbarao Veeravarasapu, Aurobrata Ghosh, Maneesh Kumar Singh
  • Patent number: 11922098
    Abstract: A system for modeling a roof of a structure comprising a first database, a second database and a processor in communication with the first database and the second database. The processor selects one or more images and the respective metadata thereof from the first database based on a received a geospatial region of interest. The processor generates two-dimensional line segment geometries in pixel space based on two-dimensional outputs generated by a neural network in pixel space of at least one roof structure present in the selected one or more images. The processor classifies the generated two-dimensional line segment geometries into at least one contour graph based on three-dimensional data received from the second database and generates a three-dimensional representation of the at least one roof structure based on the at least one contour graph and the received three-dimensional data.
    Type: Grant
    Filed: February 2, 2021
    Date of Patent: March 5, 2024
    Assignee: Insurance Services Office, Inc.
    Inventors: Bryce Zachary Porter, Ryan Mark Justus
  • Patent number: 11922509
    Abstract: Systems and methods for detecting, extracting, and categorizing structure data from aerial imagery following a major weather event are provided. The system processes digital images and weather data to automatically detect, extract, and categorize structure data following a major weather event. After receiving an indication of a region of interest (“ROI”) from a user, the system retrieves weather mapping data for the ROI and retrieves information related to attributes of structures within the ROI from a machine learning subsystem. The system then cross-references the property data, the weather data, and the structure attributes and assigns a risk rating to the structures within the ROI. Finally, the system generates and delivers a data package to the user.
    Type: Grant
    Filed: June 4, 2021
    Date of Patent: March 5, 2024
    Assignee: Insurance Services Office, Inc.
    Inventors: Ron Richardson, Cory Shelton, Corey David Reed
  • Patent number: 11915368
    Abstract: A system for modeling a roof structure comprising an aerial imagery database and a processor in communication with the aerial imagery database. The aerial imagery database stores a plurality of stereoscopic image pairs and the processor selects at least one stereoscopic image pair among the plurality of stereoscopic image pairs and related metadata from the aerial imagery database based on a geospatial region of interest. The processor identifies a target image and a reference image from the at least one stereoscopic pair and calculates a disparity value for each pixel of the identified target image to generate a disparity map. The processor generates a three dimensional point cloud based on the disparity map, the identified target image and the identified reference image. The processor optionally generates a texture map indicative of a three-dimensional representation of the roof structure based on the generated three dimensional point cloud.
    Type: Grant
    Filed: August 16, 2021
    Date of Patent: February 27, 2024
    Assignee: Insurance Services Office, Inc.
    Inventors: Joseph L. Mundy, Bryce Zachary Porter, Ryan Mark Justus, Francisco Rivas
  • Patent number: 11892845
    Abstract: A system and method for mission planning and flight automation for an unmanned aircraft comprising generating an aerial imagery map of a capture area; generating a flight plan based on criteria for capturing images used to create a model of a feature present in the images; comparing the generated aerial imagery map with the generated flight plan; determining whether there is a possible collision between an obstacle associated with the generated aerial imagery map and the unmanned aircraft along a flight path of the generated flight plan; and executing, based on the determination, the generated flight plan.
    Type: Grant
    Filed: July 27, 2021
    Date of Patent: February 6, 2024
    Assignee: Insurance Services Office, Inc.
    Inventors: Jeffery D. Lewis, Jeffrey C. Taylor, Corey D. Reed, Troy Tomkinson
  • Publication number: 20240037610
    Abstract: A system and method for automatically detecting, classifying, and processing objects captured in an image. The system receives an image from the image source and detects one or more objects in the image. The system then performs a high-level classification of each of the one or more objects in the image and extracts each of the one or more objects from the image. The system then performs a specific classification of each of the one or more objects and determines a price of each of the one or more objects. Finally, the system generates a pricing report comprising a price of each of the one or more objects.
    Type: Application
    Filed: October 10, 2023
    Publication date: February 1, 2024
    Applicant: Insurance Services Office, Inc.
    Inventors: Bruce Zachary Porter, Dean Lebaron
  • Publication number: 20240028785
    Abstract: Computer vision systems and methods for detecting anomalous building models are provided. The systems and methods can detect anomalies in building models using one or more of an independent univariate Gaussian algorithm, a multivariate Gaussian algorithm, a combination of a multivariate Gaussian algorithm for continuous features and a frequency histogram algorithm for discrete features, and/or a bin frequency model. The system automatically processes computerized models to determine anomalies, and indicates whether the models are accurate and whether correction is required.
    Type: Application
    Filed: October 3, 2023
    Publication date: January 25, 2024
    Applicant: Insurance Services Office, Inc.
    Inventors: Jose Luis Esteban, Eladio Rego
  • Publication number: 20240005533
    Abstract: Computer vision systems and methods for noisy contour alignment are provided. The system generates a loss function and trains a convolutional neural network with the loss function and a plurality of images of a dataset to learn to align contours with progressively increasing complex forward and backward transforms over increasing scales. The system can align an attribute of an image of the dataset by the trained neural network.
    Type: Application
    Filed: March 21, 2023
    Publication date: January 4, 2024
    Applicant: Insurance Services Office, Inc.
    Inventors: Venkata Subbarao Veeravasarapu, Abhishek Goel, Deepak Mittal, Maneesh Kumar Singh
  • Patent number: 11847757
    Abstract: A system and method for lean ortho correction for computer models of structures. The system displays an image of a structure on a user interface and projects a structure model onto the image. Next, the system identifies a first world three-dimensional (“3D”) point in the image, a second world 3D point in the image, and a third world 3D point in the image. The system then transforms coordinates of the structure model using the first world 3D point, the second world 3D point, the third world 3D point, and a lean ortho correction algorithm.
    Type: Grant
    Filed: September 20, 2022
    Date of Patent: December 19, 2023
    Assignee: Insurance Services Office, Inc.
    Inventor: Ismael Aguilera Martín de los Santos
  • Patent number: 11847824
    Abstract: Systems and methods for detecting and aligning land property boundaries on aerial imagery are provided. The system receives an aerial imagery having land properties. The system applies a feature encoder having a plurality of levels to the aerial imagery. A first level of the plurality of levels includes a convolution block and a discrete wavelet transform layer. The discrete wavelet transform layer decomposes an input feature tensor to the first level into a low-frequency band and a high-frequency band. The high-frequency band is cached and processed with side-convolutional blocks before the high-frequency band are passed to a feature decoder. The system applies the feature decoder to an output of the feature encoder based at least in part on one of inverse discrete wavelet transform layers. The system determines boundaries of the one or more land properties based at least in part on a boundary cross-entropy loss function.
    Type: Grant
    Filed: November 17, 2021
    Date of Patent: December 19, 2023
    Assignee: Insurance Services Office, Inc.
    Inventors: Venkata Subbarao Veeravarasapu, Deepak Mittal
  • Publication number: 20230386229
    Abstract: Computer vision systems and methods for text classification are provided. The system detects a plurality of text regions in an image and generates a bounding box for each detected text region. The system utilizes a neural network to recognize text present within each bounding box and classifies the recognized text, based on at least one extracted feature of each bounding box and the recognized text present within each bounding box, according to a plurality of predefined tags. The system can associate a key with a value and return a key-value pair for each predefined tag.
    Type: Application
    Filed: January 24, 2023
    Publication date: November 30, 2023
    Applicant: Insurance Services Office, Inc.
    Inventors: Khoi Nguyen, Maneesh Kumar Singh
  • Publication number: 20230342820
    Abstract: Systems and methods for automatically detecting, classifying, and processing objects captured in an images or videos are provided. In one embodiment, the system receives an image from an image source and detects one or more objects in the image. The system performs a high-level classification of the one or more objects in the image. The system performs a specific classification of the one or more objects, determines a price of the one or more objects, and generates a pricing report comprising a price of the one or more objects. In another embodiment, the system captures at least one image or video frame and classifies an object present in the image or video frame using a neural network. The system adds the classified object and an assigned object code to an inventory and processes the inventory to assign the classified object a price.
    Type: Application
    Filed: June 13, 2023
    Publication date: October 26, 2023
    Applicant: Insurance Services Office, Inc.
    Inventors: Matthew David Frei, Samuel Warren, Caroline McKee, Bryce Zachary Porter, Dean Lebaron, Nicholas Sykes, Kelly Redd
  • Publication number: 20230343030
    Abstract: Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.
    Type: Application
    Filed: June 27, 2023
    Publication date: October 26, 2023
    Applicant: Insurance Services Office, Inc.
    Inventors: Jeffery Devon Lewis, Corey David Reed, Logan Lawrence, Brandon O'Very
  • Publication number: 20230326133
    Abstract: Systems and methods for generating augmented reality environments from 2D drawings are provided. The system performs a camera calibration process to determine how a camera transforms images from the real world into a 2D image plane. The system calculates a camera pose and determines an object position and an object orientation relative to a known coordinate system. The system detects and processes a 2D drawing/illustration and generates a 3D model from the 2D drawing/illustration. The system performs a rendering process, wherein the system generates an augmented reality environment which includes the 3D model superimposed on an image of the 2D drawing/illustration. The system can generate the augmented reality environment in real time, allowing the system to provide immediate feedback to the user. The images processed by the system can be from a video, from multiple image photography, etc.
    Type: Application
    Filed: June 2, 2023
    Publication date: October 12, 2023
    Applicant: Insurance Services Office, Inc.
    Inventors: Juan Carlos Núñez, Francisco Rivas, Alberto Martín
  • Patent number: 11783384
    Abstract: A system and method for automatically detecting, classifying, and processing objects captured in an image. The system receives an image from the image source and detects one or more objects in the image. The system then performs a high-level classification of each of the one or more objects in the image and extracts each of the one or more objects from the image. The system then performs a specific classification of each of the one or more objects and determines a price of each of the one or more objects. Finally, the system generates a pricing report comprising a price of each of the one or more objects.
    Type: Grant
    Filed: July 1, 2019
    Date of Patent: October 10, 2023
    Assignee: Insurance Services Office, Inc.
    Inventors: Bryce Zachary Porter, Dean Lebaron
  • Patent number: 11775700
    Abstract: Computer vision systems and methods for detecting anomalous building models are provided. The systems and methods can detect anomalies in building models using one or more of an independent univariate Gaussian algorithm, a multivariate Gaussian algorithm, a combination of a multivariate Gaussian algorithm for continuous features and a frequency histogram algorithm for discrete features, and/or a bin frequency model. The system automatically processes computerized models to determine anomalies, and indicates whether the models are accurate and whether correction is required.
    Type: Grant
    Filed: October 4, 2019
    Date of Patent: October 3, 2023
    Assignee: Insurance Services Office, Inc.
    Inventors: Jose Luis Esteban, Eladio Rego
  • Patent number: 11776140
    Abstract: Computer vision systems and methods for automatic parcel alignment are provided. The system receives a geotagged aerial image, parcel information, and semantic information where each of the parcel and semantic information are overlaid on the geotagged aerial image. The system cleans the parcel information and the semantic information. The system optimizes the parcel information by grouping geo-registered parcels present in the geotagged aerial image into a plurality of islands and generating a plurality of parcel alignment solutions for each island of the plurality of islands. The system refines the plurality of parcel alignment solutions for each island and regularizes each island. The system generates a composite parcel alignment solution based on the refined plurality of parcel alignment solutions for each regularized island to align the geo-registered parcels of each regularized island with the geotagged aerial image.
    Type: Grant
    Filed: December 15, 2020
    Date of Patent: October 3, 2023
    Assignee: Insurance Services Office, Inc.
    Inventors: Aditya Singh, Venkata Subbarao Veeravarasapu, Aurobrata Ghosh, Maneesh Kumar Singh