Patents Assigned to Intersections Inc.
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Patent number: 11100279Abstract: A method, a system and a machine-readable data carrier, which are intended to classify input fields and groups of input fields of a webpage, are described. The method for classifying input fields and groups of input fields of a webpage may include a browser extension that contains program elements Content Script and Background Script and a program recognition module. The method may form a hierarchy of HTML-documents of a webpage. A multicomponent system for classifying input fields and groups of input fields of a webpage may include a processor device and a storage, and a set of instructions that, when executed by the processor, control the processor to form a hierarchy with grouped fields and a report file for HTML-documents of the webpage. The instructions may also identify elements of the HTML-documents on the webpage.Type: GrantFiled: October 27, 2020Date of Patent: August 24, 2021Assignee: Intersections Inc.Inventors: Mykola Chernov, Pavlo Malin, Oleksandr Chaikovskyi, Vitalii Afanasiev, Vasyl Shutovskyi, Volodymyr Shelest
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Patent number: 10839147Abstract: A method, a system and a machine-readable data carrier, which are intended to classify input fields and groups of input fields of a webpage, are described. The method for classifying input fields and groups of input fields of a webpage may include a browser extension that contains program elements Content Script and Background Script and a program recognition module. The method may form a hierarchy of HTML-documents of a webpage. A multicomponent system for classifying input fields and groups of input fields of a webpage may include a processor device and a storage, and a set of instructions that, when executed by the processor, control the processor to form a hierarchy with grouped fields and a report file for HTML-documents of the webpage. The instructions may also identify elements of the HTML-documents on the webpage.Type: GrantFiled: October 18, 2019Date of Patent: November 17, 2020Assignee: Intersections Inc.Inventors: Mykola Chernov, Pavlo Malin, Oleksandr Chaikovskyi, Vitalii Afanasiev, Vasyl Shutovskyi, Volodymyr Shelest
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Patent number: 10445837Abstract: A system, method and computer program product for receiving information relating to a financial account of an individual from at least one first data provider; receiving information relating to at least one of an identity theft expense reimbursement insurance policy of the individual, a public information relating to the individual, an identity theft risk score of the individual, a credit card registry of the individual, a backup data relating to the individual, a background information of the individual, and a business report relating to the individual, from at least one second data provider; and preparing a report relating to the individual's identity theft based on the information.Type: GrantFiled: June 7, 2018Date of Patent: October 15, 2019Assignee: Intersections Inc.Inventors: Mark Andringa, Lisa Glau, Jonathan Slaton
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Patent number: 10216935Abstract: A mobile device is made resistant to malware. Wireless mobile devices are paired with short-distance wireless technology to separate user gadgets like keyfobs. Two or more pieces of security passwords are escrowed separately amongst the physically distinct devices. Neither the mobile device nor its matching keyfob store or keep entire passwords.Type: GrantFiled: December 30, 2017Date of Patent: February 26, 2019Assignee: Intersections Inc.Inventors: Mark Abene, Mojtaba Cazi, Konstantin Bokarius, Henry Yei
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Patent number: 9996880Abstract: A system, method and computer program product for receiving information relating to a financial account of an individual from at least one first data provider; receiving information relating to at least one of an identity theft expense reimbursement insurance policy of the individual, a public information relating to the individual, an identity theft risk score of the individual, a credit card registry of the individual, a backup data relating to the individual, a background information of the individual, and a business report relating to the individual, from at least one second data provider; and preparing a report relating to the individual's identity theft based on the information.Type: GrantFiled: February 28, 2007Date of Patent: June 12, 2018Assignee: Intersections, Inc.Inventors: Mark Andringa, Lisa Glau, Jonathan Slaton
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Publication number: 20180158137Abstract: An intermediary service provider is established to automatically request a corresponding security freeze at each of many redundant credit bureaus upon the enrollment of a particular consumer with the service provider. Each request of a security freeze to each credit bureau prompts that respective credit bureau to generate a unique identification code. Only the return of the correct respective unique identification code will enable the respective security freeze to be released. Accordingly, with the automated support of the service provider, the particular consumer seizes control of their security freeze credentials from each credit bureau before an identity thief can wreck havoc.Type: ApplicationFiled: February 2, 2018Publication date: June 7, 2018Applicant: Intersections, Inc.Inventors: George K Tsantes, Andrew Gerry, Tomothy Rohrbaugh, Cheryl Kennedy
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Publication number: 20180121655Abstract: A mobile device is made resistant to malware. Wireless mobile devices are paired with short-distance wireless technology to separate user gadgets like keyfobs. Two or more pieces of security passwords are escrowed separately amongst the physically distinct devices. Neither the mobile device nor its matching keyfob store or keep entire passwords.Type: ApplicationFiled: December 30, 2017Publication date: May 3, 2018Applicant: Intersections, Inc.Inventors: Mark Abene, Mojtaba Cazi, Konstantin Bokarius, Henry Yei
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Patent number: 9858567Abstract: A system and method for providing card verification values for card-not-present transactions is described. In one example, a user's computing device stores single-use CVVs to be provided from a secure wallet. The secure wallet may be software running on the user's computing device. Alternatively, it may be an external device connectable to the user's computing device, which accesses the external device to obtain the single-use CVV.Type: GrantFiled: October 28, 2013Date of Patent: January 2, 2018Assignee: Intersections Inc.Inventors: Michael Stanfield, George Tsantes, Joe Vacca
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Patent number: 9848324Abstract: Physical security methods and equipment are applied to mobile devices that use multi-factor authentication mobile apps. Herein, a password management mobile app physically escrows each encrypted password that must be stored into two parts. These are then distributed between two separate, independent physical devices. Only one of those parts is kept only in a separate user gadget like a keyfob. Any reconstitution of each password after decryption requires that the user have on-hand both the mobile device and the separate user gadget. Such reconstitution is one password at a time, and only as needed, and released for use in remote authentication with a master user password entry.Type: GrantFiled: June 13, 2017Date of Patent: December 19, 2017Assignee: Intersections Inc.Inventors: Mark Abene, Seyed Mojtaba Ghazitabrizi, Konstantin Bokarius, Henry Yei
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Patent number: 9705865Abstract: A system for secure information storage and delivery includes a vault repository that includes a secure vault associated with a user, wherein the secure vault is associated with a service level including at least one of a data type or a data size limit associated with the secure vault, the secure vault being adapted to receive and at least one data entry and securely store the at least one data entry if the at least one of a size or a type of the at least one data entry is consistent with the service level. A mobile vault server coupled to the vault repository creates a mobile vault on a mobile device based on the secure vault and is capable of authenticating the mobile device based on user authentication information. The mobile vault server includes a mobile device handler that communicates with the mobile device.Type: GrantFiled: April 29, 2015Date of Patent: July 11, 2017Assignee: Intersections, Inc.Inventors: Jonathan Slaton, Ryan B. Johnson, Toan Tran, David Reed, Abhilash Ravindran, George K. Tsantes
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Patent number: 9049190Abstract: A system for secure information storage and delivery includes a vault repository that includes a secure vault associated with a user, wherein the secure vault is associated with a service level including at least one of a data type or a data size limit associated with the secure vault, the secure vault being adapted to receive and at least one data entry and securely store the at least one data entry if the at least one of a size or a type of the at least one data entry is consistent with the service level. A mobile vault server coupled to the vault repository creates a mobile vault on a mobile device based on the secure vault and is capable of authenticating the mobile device based on user authentication information. The mobile vault server includes a mobile device handler that communicates with the mobile device.Type: GrantFiled: December 2, 2013Date of Patent: June 2, 2015Assignee: Intersections, Inc.Inventors: Jonathan Slaton, Ryan B. Johnson, Toan Tran, David Reed, Abhilash Ravindran, George K. Tsantes
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Publication number: 20140165168Abstract: A system for secure information storage and delivery includes a vault repository that includes a secure vault associated with a user, wherein the secure vault is associated with a service level including at least one of a data type or a data size limit associated with the secure vault, the secure vault being adapted to receive and at least one data entry and securely store the at least one data entry if the at least one of a size or a type of the at least one data entry is consistent with the service level. A mobile vault server coupled to the vault repository creates a mobile vault on a mobile device based on the secure vault and is capable of authenticating the mobile device based on user authentication information. The mobile vault server includes a mobile device handler that communicates with the mobile device.Type: ApplicationFiled: December 2, 2013Publication date: June 12, 2014Applicant: Intersections, Inc.Inventors: Jonathan Slaton, Ryan B. Johnson, Toan Tran, David Reed, Abhilash Ravindran, George K. Tsantes
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Patent number: 8601557Abstract: A system for secure information storage and delivery includes a vault repository that includes a secure vault associated with a user, wherein the secure vault is configured to receive at least one data entry. A mobile vault server coupled to the vault repository creates a mobile vault on a mobile device based on the secure vault and is capable of authenticating the mobile device based on user authentication information. The mobile vault server includes a mobile device handler that communicates with the mobile device. A synchronization utility determines whether the at least one data entry on the secure vault is transferable to or storable on the mobile vault. and transfers the data entry from the secure vault to a corresponding data entry on the mobile vault if the at least one data entry on the secure vault is determined to be transferable to or storable on the mobile vault.Type: GrantFiled: January 13, 2012Date of Patent: December 3, 2013Assignee: Intersections, Inc.Inventors: Jonathan Slaton, Ryan B. Johnson, Toan Tran, David Reed, Abhilash Ravindran, George K. Tsantes
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Patent number: 8567670Abstract: A system and method for providing card verification values for card-not-present transactions is described. In one example, a user's computing device stores single-use CVVs to be provided from a secure wallet. The secure wallet may be software running on the user's computing device. Alternatively, it may be an external device connectable to the user's computing device, which accesses the external device to obtain the single-use CVV.Type: GrantFiled: March 26, 2010Date of Patent: October 29, 2013Assignee: Intersections Inc.Inventors: Michael Stanfield, George Tsantes, Joseph Vacca
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Patent number: 8117648Abstract: A system for secure information storage and delivery includes a vault repository that includes a secure vault associated with a user, wherein the secure vault is associated with a service level including at least one of a data type or a data size limit associated with the secure vault, the secure vault being adapted to receive and at least one data entry and securely store the at least one data entry if the at least one of a size or a type of the at least one data entry is consistent with the service level. A mobile vault server coupled to the vault repository creates a mobile vault on a mobile device based on the secure vault and is capable of authenticating the mobile device based on user authentication information. The mobile vault server includes a mobile device handler that communicates with the mobile device.Type: GrantFiled: February 8, 2008Date of Patent: February 14, 2012Assignee: Intersections, Inc.Inventors: Jonathan Slaton, Ryan B. Johnson, Toan Tran, David Reed, Abhilash Ravindran, George K. Tsantes
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Publication number: 20090205036Abstract: A system for secure information storage and delivery includes a vault repository that includes a secure vault associated with a user, wherein the secure vault is associated with a service level including at least one of a data type or a data size limit associated with the secure vault, the secure vault being adapted to receive and at least one data entry and securely store the at least one data entry if the at least one of a size or a type of the at least one data entry is consistent with the service level. A mobile vault server coupled to the vault repository creates a mobile vault on a mobile device based on the secure vault and is capable of authenticating the mobile device based on user authentication information. The mobile vault server includes a mobile device handler that communicates with the mobile device.Type: ApplicationFiled: February 8, 2008Publication date: August 13, 2009Applicant: Intersections, Inc.Inventors: Jonathan Slaton, Ryan B. Johnson, Toan Tran, David Reed, Abhilash Ravindran, George K. Tsantes
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Publication number: 20080208726Abstract: An enterprising identity thief may open new credit accounts in a consumer's name and then place a credit freeze on a consumer's credit file, thus making it more difficult to detect or remedy the identity theft. This problem may be solved by automatically requesting a security freeze at each of the three main credit bureaus upon the enrollment of a consumer with the service provider. The requesting of the security freeze may result in the credit bureau generating an identification code for the consumer at each of the credit bureaus. The service provider then may immediately request that the security freeze be removed. Accordingly, the consumer may gain control of the security freeze credentials from each credit bureau before the identity thief.Type: ApplicationFiled: February 19, 2008Publication date: August 28, 2008Applicant: Intersections, Inc.Inventors: George K. Tsantes, Andrew Gerry, Timothy Rohrbaugh, Cheryl Kennedy
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Patent number: 7333635Abstract: An authentication utility may be provided to entities, such as businesses, organizations or even individuals, that require the identification, verification and control of the identity of another entity, for example, an individual, such as a consumer, employee, etc. The authentication utility may also determine and provide the financial and non-financial characteristics of an individual. Before entering into a relationship or transaction, an entity could verify the other party's identity with the authentication utility.Type: GrantFiled: September 5, 2006Date of Patent: February 19, 2008Assignee: Intersections Inc.Inventors: George K. Tsantes, Tim Rohrbaugh, Carolyn E. Kopf
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Publication number: 20070250459Abstract: A system for conducting background investigations is provided. The system present may a user interface to a user. A request for a service may be received via the user interface. The request for a service may include a request that a background investigation be performed on an individual. Initial information regarding a target of the investigation may be received. Based on the initial information, an identity of the target may be verified. If the identity of the target is verified, the investigation may be performed.Type: ApplicationFiled: March 7, 2007Publication date: October 25, 2007Applicant: Intersections, Inc.Inventors: Ken Schwarz, Chris Andrews
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Publication number: 20070177768Abstract: An authentication utility may be provided to entities, such as businesses, organizations or even individuals, that require the identification, verification and control of the identity of another entity, for example, an individual, such as a consumer, employee, etc. The authentication utility may also determine and provide the financial and non-financial characteristics of an individual. Before entering into a relationship or transaction, an entity could verify the other party's identity with the authentication utility.Type: ApplicationFiled: September 5, 2006Publication date: August 2, 2007Applicant: Intersections, Inc.Inventors: George Tsantes, Tim Rohrbaugh, Carolyn Kopf