Patents Assigned to Interthinx, Inc.
  • Patent number: 8458082
    Abstract: An automated loan risk assessment system and method are described. The system is adapted to receive information about a loan or an insurance application requesting insurance to cover same. The system calculates a risk score for the loan based on a plurality of risk factors including at least two of a fraud risk factor, a credit risk factor and a property valuation risk factor. The risk score can be used by a loan service provider in deciding whether or not to fund or insure the loan.
    Type: Grant
    Filed: January 14, 2002
    Date of Patent: June 4, 2013
    Assignee: Interthinx, Inc.
    Inventors: Steven C. Halper, Constance A. Wilson, Stephen M. Hourigan
  • Patent number: 8386378
    Abstract: An automated loan risk assessment system and method are described. The system is adapted to receive information about a loan or an insurance application requesting insurance to cover same. The system calculates a risk score for the loan based on a plurality of risk factors including at least two of a fraud risk factor, a credit risk factor and a property valuation risk factor. The risk score can be used by a loan service provider in deciding whether or not to fund or insure the loan.
    Type: Grant
    Filed: October 27, 2010
    Date of Patent: February 26, 2013
    Assignee: Interthinx, Inc.
    Inventors: Steven C. Halper, Constance A. Wilson, Stephen M. Hourigan
  • Patent number: 8315941
    Abstract: An automated loan risk assessment system and method are described. The system is adapted to receive information about a loan or an insurance application requesting insurance to cover same. The system calculates a risk score for the loan based on a plurality of risk factors including at least two of a fraud risk factor, a credit risk factor and a property valuation risk factor. The risk score can be used by a loan service provider in deciding whether or not to fund or insure the loan.
    Type: Grant
    Filed: October 27, 2010
    Date of Patent: November 20, 2012
    Assignee: Interthinx, Inc.
    Inventors: Steven C. Halper, Constance A. Wilson, Stephen M. Hourigan
  • Patent number: 7689503
    Abstract: A predatory lending detection system and method are described. The system is adapted to receive information pertaining to loans, store general loan information, as well as predatory lending laws, and process the loan information to detect violations of applicable predatory lending laws. In particular, the system compares the loan information to the general loan information and to the applicable predatory lending laws, detects variances therebetween, and scores such detected variances to determine a risk category for the loan.
    Type: Grant
    Filed: November 13, 2001
    Date of Patent: March 30, 2010
    Assignee: Interthinx, Inc.
    Inventors: Steven C. Halper, Constance A. Wilson