Abstract: A computer implemented method for inducing customers to visit a retail establishment to engage in a financial transaction. An offer to redeem a stored value payment card dependent upon visiting the retail establishment is displayed on a first computer to an end user. Personal user information is gathered and a unique redemption PIN is created. A second computer displays to a retailer at the physical retail establishment a retailer interface used for validating the unique redemption PIN. Upon visiting the physical retail establishment the end user validates the redemption PIN. The retailer interface received a mailing address from end user and mails a stored value payment card to the end user. End user activates the stored value payment card by visiting a unique URL and answering questions associated with their visit.