Abstract: A method, apparatus, and computer program product are provided herein for obtaining multiple authorizations for a multiple payee coverage request and facilitating the distribution of coverage payments according to the request. An example method involves receiving a multiple payee coverage request to generate a coverage payment in accordance with a coverage plan, determining two or more payees based on the multiple payee coverage request, receiving transaction data from at least one of the two or more payees and associating the transaction data with the multiple payee coverage request, determining a distribution vehicle for each payee based, at least in part, on the transaction data received, and causing the coverage payment to be distributed according to the respective distribution vehicles determined.

Abstract: A method, apparatus, and computer program product are provided herein for obtaining multiple authorizations for a multiple payee coverage request and facilitating the distribution of coverage payments according to the request. An example method involves receiving a multiple payee coverage request to generate a coverage payment in accordance with a coverage plan, determining two or more payees based on the multiple payee coverage request, receiving transaction data from at least one of the two or more payees and associating the transaction data with the multiple payee coverage request, determining a distribution vehicle for each payee based, at least in part, on the transaction data received, and causing the coverage payment to be distributed according to the respective distribution vehicles determined.