Abstract: A network communication system is disclosed that comprises a communicating device that communicates instruction and data signals over a communication link, a user interface device that communicates instruction and data signals related to the communicating device, an administrator server that communicates with the communicating device and the user interface device, and a transceiver device that interacts with the communicating device and generates a communication signal having transaction event data about the interaction, wherein the administrator server retains and manages a client record associated with the communicating device and a partner record associated with the user interface device. The network communication system may comprise an open loop infrastructure or a closed loop infrastructure.