Abstract: A loose leaf binder includes a first half binder section having a plurality of curled fingers spaced regularly apart and a second half binder section having a corresponding plurality of correspondingly spaced curled fingers. Each of the first and second half binder sections include a plurality of protruding tabs and a plurality of tab openings, each of the plurality of protruding tabs of the first half binder section being capable of mating with a corresponding one of the plurality of tab openings of the second half binder section. When the first half binder section is mated with the second half binder section, the protruding tabs of both the first and second half binder sections snap-fit with corresponding tab openings of both the first and second half binder sections to form the loose leaf binder and to cause the curled fingers of the first and second half binder sections to overlap. The first half binder section may be identical to the second half binder section.