Abstract: An image forming apparatus comprises: a controller storing therein a billing destination to which a fee for printing processing is charged, the controller operable to receive, from a user via an operation panel, an instruction for executing the printing processing while the user is logged in and to charge, to the billing destination, the fee for the execution of the printing processing; a card reader operable to receive a new billing destination while the user is logged in, without intervention of the operation panel, wherein when receiving the new billing destination, the controller updates the billing destination to the new billing destination by storing the new billing destination.