Abstract: An offer processing system and method allows offers that are presented to a consumer by an affiliate to be accepted and thereafter, the offer including its conditions and an affiliate identifier are linked to a consumer payment account. Once linked, the accepted offer can be redeemed either online or offline at a physical location with payment to the affiliate being made through the offer processing system regardless of the manner of redemption, provided other conditions of the offer are fulfilled by the consumer. The offer processing system may comprise a server computer system, having a linked offer gateway, which performs all, or some selected combination of the functions for accepting and redeeming the affiliate offer.