Abstract: A system and method for obtaining mortgage information via text messaging are provided. The method includes scanning, via a camera of a mobile terminal, an image of a multi-dimensional barcode corresponding to a target real estate property, and extracting a Short Message Service (SMS) Uniform Resource Locator (URL), via a processor of the mobile terminal, from the multi-dimensional barcode. The method further includes generating and transmitting, via a cellular network, a text message to a phone number indicated in the SMS URL. The web server loads a custom code for property information of the target real estate property based on the transmission by the mobile terminal. The webserver transmitting, via a data network, a first inquiry based on the custom code. The mobile terminal transmits a response, and the web server transmits estimated mortgage payment information based on the transmitted response.