Abstract: An example method and system for income determination analysis is disclosed. A document packet of income related documents is converted to an image file. The image file is split into separate documents and the separated documents are classified. An automated scanning tool is selected for the separated documents. Income related data is determined from the separated documents. An interface may be generated based on the confidence of the determined income related data for operator input and validation of the income related data. Multiple models are applied for calculation of income. A virtual panel is provided that incorporates the results of the multiple models to determine if further analysis is required.
Type:
Grant
Filed:
February 8, 2022
Date of Patent:
April 23, 2024
Assignee:
LOANCRAFT, LLC.
Inventors:
Ronald Frederick George, Anneliese Rossi
Abstract: An example method and system for income determination analysis is disclosed. A document packet of income related documents is converted to an image file. The image file is split into separate documents and the separated documents are classified. An automated scanning tool is selected for the separated documents. Income related data is determined from the separated documents. An interface may be generated based on the confidence of the determined income related data for operator input and validation of the income related data. Multiple models are applied for calculation of income. A virtual panel is provided that incorporates the results of the multiple models to determine if further analysis is required.
Type:
Grant
Filed:
April 2, 2018
Date of Patent:
February 15, 2022
Assignee:
LOANCRAFT, LLC
Inventors:
Ronald Frederick George, Anneliese Rossi