Abstract: A communication system may include a server, and first and second communications devices. The server may be configured to maintain a database having first and second communication profiles respectively associated with first and second users, maintain first and second value accounts respectively associated with the first and second communication profiles, generate a public opportunity database, and post a given opportunity from the second user on the public opportunity database. The server may be configured to when receiving an acceptance message from the second user in reply to a converted message, then facilitate a communication between the first and second users, the communication being associated with the given opportunity, and transfer the debited transaction value to the second value account of the second user.