Patents Assigned to Lower My Bills, Inc.
  • Patent number: 9110916
    Abstract: A duplicate lead removal system comprises a matching engine, a vendor duplicates database, and a conflict engine. The matching engine is configured to determine at least one vendor to receive a lead. The vendor duplicates database is configured to store duplicate lead information that is at least partly created by and received from vendors outside of the duplicate lead removal system. The conflict engine is configured to compare information that is at least derived from the lead with information stored in the vendor duplicates database in order to determine if the lead is a duplicate lead for the vendor such that the system can prevent transmission of duplicate leads to the vendor.
    Type: Grant
    Filed: March 31, 2014
    Date of Patent: August 18, 2015
    Assignee: LOWER MY BILLS, INC.
    Inventors: Stephen Semprevivo, Matt Wells
  • Patent number: 8566141
    Abstract: A computer system for applying custom lead generation criteria comprises vendor criteria data, vendor custom criteria data, vendor plan data, and computer hardware that executes software components that cause a computer processor to: (1) receive consumer data about a consumer; (2) choose standard criteria, custom criteria, or both standard criteria and custom criteria that are to be applied to the consumer data to match the consumer with one or more vendors that are to receive a lead for the consumer; (3) apply the chosen standard criteria, custom criteria, or both standard criteria and custom criteria to the consumer data and to match the consumer with one or more vendors that are to receive a lead for the consumer; (4) generate a lead comprising at least a portion of the consumer data; and (5) transmit the lead to the matched vendors.
    Type: Grant
    Filed: January 13, 2009
    Date of Patent: October 22, 2013
    Assignee: Lower My Bills, Inc.
    Inventors: Kanaya J. Nagdev, Matthew R. Wells, Vincent J. Lewis
  • Patent number: 8214262
    Abstract: A consumer lead enhancement system comprises a vendor criteria database, a web server, and a matching engine. The vendor criteria database is configured to store vendor criteria for receiving leads regarding consumers. The web server is configured to request from a consumer a first set of consumer characteristics and a second set of consumer characteristics. The matching engine is configured to compare the consumer characteristics with information in the vendor criteria database in order to match the consumer with one or more vendors so that the system is capable of generating a lead and transmitting the lead to the vendors. If the consumer provides the second set of consumer characteristics, the consumer may be matched to vendors based on the second set of consumer characteristics. Otherwise the consumer may be matched to vendors based on the first set of consumer characteristics.
    Type: Grant
    Filed: August 13, 2010
    Date of Patent: July 3, 2012
    Assignee: Lower My Bills, Inc.
    Inventors: Stephen Principe Semprevivo, Matthew Robert Wells
  • Patent number: 7962501
    Abstract: A duplicate lead removal system comprises a matching engine, a vendor duplicates database, and a conflict engine. The matching engine is configured to determine at least one vendor to receive a lead. The vendor duplicates database is configured to store duplicate lead information that is at least partly created by and received from vendors outside of the duplicate lead removal system. The conflict engine is configured to compare information that is at least derived from the lead with information stored in the vendor duplicates database in order to determine if the lead is a duplicate lead for the vendor such that the system can prevent transmission of duplicate leads to the vendor.
    Type: Grant
    Filed: January 29, 2010
    Date of Patent: June 14, 2011
    Assignee: Lower My Bills, Inc.
    Inventors: Stephen Semprevivo, Matt Wells
  • Patent number: 7778885
    Abstract: A consumer lead enhancement system comprises a vendor criteria database, a web server, and a matching engine. The vendor criteria database is configured to store vendor criteria for receiving leads regarding consumers. The web server is configured to request from a consumer a first set of consumer characteristics and a second set of consumer characteristics. The matching engine is configured to compare the consumer characteristics with information in the vendor criteria database in order to match the consumer with one or more vendors so that the system is capable of generating a lead and transmitting the lead to the vendors. If the consumer provides the second set of consumer characteristics, the consumer may be matched to vendors based on the second set of consumer characteristics. Otherwise the consumer may be matched to vendors based on the first set of consumer characteristics.
    Type: Grant
    Filed: December 4, 2006
    Date of Patent: August 17, 2010
    Assignee: Lower My Bills, Inc.
    Inventors: Stephen Principe Semprevivo, Matthew Robert Wells
  • Patent number: 7657569
    Abstract: A duplicate lead removal system comprises a matching engine, a vendor duplicates database, and a conflict engine. The matching engine is configured to determine at least one vendor to receive a lead. The vendor duplicates database is configured to store duplicate lead information that is at least partly created by and received from vendors outside of the duplicate lead removal system. The conflict engine is configured to compare information that is at least derived from the lead with information stored in the vendor duplicates database in order to determine if the lead is a duplicate lead for the vendor such that the system can prevent transmission of duplicate leads to the vendor.
    Type: Grant
    Filed: March 8, 2007
    Date of Patent: February 2, 2010
    Assignee: Lower My Bills, Inc.
    Inventors: Stephen Principe Semprevivo, Matthew Robert Wells