Patents Assigned to MakeCents LLC
  • Authentication bypass software for merchant terminals
    Patent number: 11144912
    Abstract: A system for returning change electronically to a consumer as a result of a cash transaction is provided. The system uses a merchant terminal by bypassing default funds availability authorization performed in consumer to merchant transfers by the terminal. The terminal therefore enables transfer funds from merchant to consumer in an amount which is associated with change due to the consumer upon receipt of the appropriate request and consumer account identifier. In particular aspects, the change is returned in a cryptocurrency.
    Type: Grant
    Filed: May 14, 2018
    Date of Patent: October 12, 2021
    Assignee: MakeCents LLC
    Inventors: Stephen A. Graceffa, Yuxuan Zhang