Abstract: A method and apparatus for coordinating payment of healthcare expenses is disclosed. The method comprises determining a co-payment amount based on a customer's insurance coverage, determining the availability of funds from a plurality of the consumer's prioritized accounts, and deducting at least a portion of the co-payment from the highest priority account having available funds.
Type:
Grant
Filed:
November 5, 2003
Date of Patent:
November 26, 2013
Assignee:
Manning & Napier Information Services, LLC
Inventors:
Michael P. Heffley, Michael J. Colson, Scott Strozyk, Robert M. States
Abstract: A method and apparatus for coordinating payment of healthcare expenses is disclosed. The method comprises determining a co-payment amount based on a customer's insurance coverage, determining the availability of funds from a plurality of the consumer's prioritized accounts, and deducting at least a portion of the co-payment from the highest priority account having available funds.
Type:
Grant
Filed:
December 13, 2002
Date of Patent:
July 10, 2012
Assignee:
Manning & Napier Information Services, LLC
Inventors:
Michael P. Heffley, Robert M. States, Michael J. Colson
Abstract: An apparatus and method are disclosed for producing a semantic representation of information in a semantic space. The information is first represented in a table that stores values which indicate a relationship with predetermined categories. The categories correspond to dimensions in the semantic space. The significance of the information with respect to the predetermined categories is then determined. A trainable semantic vector (TSV) is constructed to provide a semantic representation of the information. The TSV has dimensions equal to the number of predetermined categories and represents the significance of the information relative to each of the predetermined categories. Various types of manipulation and analysis, such as searching, classification, and clustering, can subsequently be performed on a semantic level.
Type:
Grant
Filed:
June 2, 2008
Date of Patent:
September 20, 2011
Assignee:
Manning & Napier Information Services, LLC.
Inventors:
Randall J. Calistri-Yeh, Bo Yuan, George B. Osborne, David L. Snyder
Abstract: An apparatus and method are disclosed for producing a semantic representation of information in a semantic space. The information is first represented in a table that stores values which indicate a relationship with predetermined categories. The categories correspond to dimensions in the semantic space. The significance of the information with respect to the predetermined categories is then determined. A trainable semantic vector (TSV) is constructed to provide a semantic representation of the information. The TSV has dimensions equal to the number of predetermined categories and represents the significance of the information relative to each of the predetermined categories. Various types of manipulation and analysis, such as searching, classification, and clustering, can subsequently be performed on a semantic level.
Type:
Grant
Filed:
April 14, 2004
Date of Patent:
October 28, 2008
Assignee:
Manning & Napier Information Services, LLC.
Inventors:
Randall J. Calistri-Yeh, Bo Yuan, George B. Osborne, David L. Snyder
Abstract: An apparatus and method are disclosed for producing a semantic representation of information in a semantic space. The information is first represented in a table that stores values which indicate a relationship with predetermined categories. The categories correspond to dimensions in the semantic space. The significance of the information with respect to the predetermined categories is then determined. A trainable semantic vector (TSV) is constructed to provide a semantic representation of the information. The TSV has dimensions equal to the number of predetermined categories and represents the significance of the information relative to each of the predetermined categories. Various types of manipulation and analysis, such as searching, classification, and clustering, can subsequently be performed on a semantic level.
Type:
Grant
Filed:
April 14, 2004
Date of Patent:
July 29, 2008
Assignee:
Manning & Napier Information Services, LLC.
Inventors:
Randall J. Calistri-Yeh, Bo Yuan, George B. Osborne, David L. Snyder
Abstract: An apparatus and method are disclosed for producing a semantic representation of information in a semantic space. The information is first represented in a table that stores values which indicate a relationship with predetermined categories. The categories correspond to dimensions in the semantic space. The significance of the information with respect to the predetermined categories is then determined. A trainable semantic vector (TSV) is constructed to provide a semantic representation of the information. The TSV has dimensions equal to the number of predetermined categories and represents the significance of the information relative to each of the predetermined categories. Various types of manipulation and analysis, such as searching, classification, and clustering, can subsequently be performed on a semantic level.
Type:
Grant
Filed:
April 14, 2004
Date of Patent:
November 20, 2007
Assignee:
Manning & Napier Information Services, LLC.
Inventors:
Randall J. Calistri-Yeh, Bo Yuan, George B. Osborne, David L. Snyder
Abstract: An apparatus and method are disclosed for producing a semantic representation of information in a semantic space. The information is first represented in a table that stores values which indicate a relationship with predetermined categories. The categories correspond to dimensions in the semantic space. The significance of the information with respect to the predetermined categories is then determined. A trainable semantic vector (TSV) is constructed to provide a semantic representation of the information. The TSV has dimensions equal to the number of predetermined categories and represents the significance of the information relative to each of the predetermined categories. Various types of manipulation and analysis, such as searching, classification, and clustering, can subsequently be performed on a semantic level.
Type:
Grant
Filed:
May 2, 2000
Date of Patent:
June 15, 2004
Assignee:
Manning & Napier Information Services, LLC.
Inventors:
Randall J. Calistri-Yeh, Bo Yuan, George B. Osborne, David L. Snyder