Patents Assigned to Massachusetts Mutual Life Insurance Company
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Patent number: 10825058Abstract: Disclosed herein are systems and methods for presenting intelligent interactive content. The methods may include receiving user input on a first device from a first user to present content to a second user on a second device. The method may include providing the second device with content data, presenting the content to the second user, monitoring the second user's reaction to the content using eye-tracking sensor, and generating feedback data. The method may include providing the feedback data to the first device and presenting feedback to the first user.Type: GrantFiled: September 30, 2016Date of Patent: November 3, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventor: Michal Knas
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Patent number: 10818382Abstract: A method comprises receiving a consumer token; in response to the consumer token being associated with the consumer in a consumer profile database, transmitting a first set of questions to the consumer device. The method comprises receiving a session request from the consumer device and generating a session token uniquely identifying a time interval for receipt of consumer data from a physician. The method comprises receiving a physician token; in response to the physician token being associated with the physician token within the session token and a time of receipt being associated with the time interval within the session token, initiating a secure communication session with the physician device and transmitting a second set of questions to the physician device. The method comprises generating a consumer score corresponding to the responses to the first and second plurality of inputs and determining a consumer protection product based on the consumer score.Type: GrantFiled: November 18, 2016Date of Patent: October 27, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Yaron Ben-Zvi, Gareth Ross
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Patent number: 10817557Abstract: Embodiments of this disclosure include systems and methods for tracking whether users recommend or dislike particular digital media, and presenting the digital media more or less prominently according to whether users recommend the digital media. Prominence can include the size or brightness of the digital media. It can also include duration or frequency of display, or how centrally located the digital media is or whether it is obscured, or appears sharp or blurry. Recommendations can come from a plurality of means, and can be normalized to generate a rank for each digital media, such that each digital media can be displayed more or less prominent based on the ranking.Type: GrantFiled: December 1, 2017Date of Patent: October 27, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Jiby John
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Patent number: 10818179Abstract: A wireless transmission system includes a server to receive a unique identifier associated with a parking space from a first receiving device. The server then generate an instruction to query a type of the unique identifier and transmit the instruction to the database. The server in response to determining that a parking space is occupied by the first receiving device, generate an instruction to modify a record within the database associated with the parking space as occupied. The server receive a query from a second receiving device about the availability of parking spaces, and generate an instruction to receive one or more unoccupied parking spaces. The server generates a graphical user interface including a census data where the census data may include the occupied parking spaces, unoccupied parking spaces, and number of occupants within the automobile. The server transmit the graphical user interface to the second receiving device.Type: GrantFiled: November 13, 2018Date of Patent: October 27, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Jiby John
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Patent number: 10803390Abstract: A method for the management of artifacts in knowledge ecosystems is disclosed. The management of artifacts may be performed through the interaction of project participants with a computing device which may display a project repository interface of a software module within a knowledge ecosystem. The method may include the process to retrieve an artifact from a knowledge base to store in the project repository, and the process to store a new artifact in the knowledge base. Moreover, the method may include a process for associating a retention policy, a quality rank and suitable categories and tags to each artifact stored in the knowledge base, which may facilitate the selection of a suitable artifact according to the project requirements. As a result, the method for the management of artifacts may allow leveraging human expertise, saving human efforts, improving decision-making and fostering innovation.Type: GrantFiled: January 3, 2018Date of Patent: October 13, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Gopika Kannan, Jennifer Fabrizi, Robert Polkowski
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Patent number: 10803514Abstract: The method comprises receiving a request to generate a product plan dataset and a first set of data associated with a user comprising a current salary. The method comprises generating and transmitting an instruction to query a second set of data, associated with the user, to a database. The method comprises updating user data, using the first set and the second set of data. The method comprises determining a maximum salary value based on demographic data and user's current salary value, a likelihood of promotion based on demographic data and user's performance reviews, and a future income value based on user's current salary value, maximum salary value, and the likelihood of promotion value. The method also comprises generating a product plan dataset for the user based on user's future income.Type: GrantFiled: November 18, 2016Date of Patent: October 13, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Allan A. Campbell, III, Patrick H. Nadeau
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Patent number: 10795956Abstract: A method of identifying potential clients from aggregate sources for an insurance company is disclosed. The disclosed method includes an external database, a profile analyzer, and a profile database. A Profile Analyzer is configured to retrieve a set of search results from an external database and may use predictive analytics to extract information from the data retrieved. Further analysis of this data is filtered and may be used to predict trends and consumer behavior patterns. Profile analyzer generates potential client profiles. The client profiles are stored in a profile database operatively coupled with the profile analyzer. Clients profile includes metadata associated with weighted coefficient used for estimating a suitable list of potential clients.Type: GrantFiled: April 25, 2019Date of Patent: October 6, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Gareth Ross, Tricia Walker
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Patent number: 10789574Abstract: Systems and methods for remote huddle collaboration are disclosed. The huddle collaboration system may include a huddle management system which may include an authentication module, a data processing module, and a module manager, among other components. Huddle collaboration system may allow huddle members of a company to fully engage in remote huddle sessions through different kind of client computing devices, in a consistent way regardless of their location. The system may act as an alternative to traditional whiteboards, displaying, collecting, and storing information during an active huddle session, where this information may be available to the users in the form of one or more standard and/or custom sub-applications, according to the user's and/or project's requirements.Type: GrantFiled: December 15, 2017Date of Patent: September 29, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Robert Casale, Abigail O'Malley, Kedzie Teller
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Patent number: 10769728Abstract: A method for matching insurance products to orphan policyholders may enable an insurance company to automatically identify sales value and propensity to sales of a list of orphan policyholders, among other characteristics, by using collaborative filtering techniques and learning algorithms. The method may further enable for automated marketing and sales and may reduce internal costs which may be further transferred to customers as a discount and provide a competitive edge within the insurance industry.Type: GrantFiled: May 31, 2018Date of Patent: September 8, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Gareth Ross, Tricia Walker
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Patent number: 10769538Abstract: Upon receiving an inbound call, a call management system retrieves from a customer database enterprise customer data associated with an identified customer. The customer database tracks prospects, leads, new business and purchasers of an enterprise. Enterprise customer data may include customer event data, activity event data and attributions data. The system retrieves customer demographic data associated with the identified customer. A group of agents is selected from a plurality of groups of agents based on retrieved enterprise customer data. A predictive model determines a value prediction signal for the identified customer, then classifies the identified customer into a first value group or a second value group. The system routes a customer call classified in the first value group to a first queue position, and routes a customer call classified in the second value group to a second queue position. for connection to an agent from the selected group of agents.Type: GrantFiled: January 10, 2020Date of Patent: September 8, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventor: Sears Merritt
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Patent number: 10769560Abstract: A system comprising: a server configured to: host a chatbot application; generate a plurality of values based on the chatbot application accessing a plurality of PIM applications on a plurality of clients, wherein the values correspond to the PIM applications, wherein each of the PIM applications contains a plurality of received messages and a plurality of calendar entries, wherein the accessing includes reading the received messages or the calendar entries; aggregate the values into a content via the chatbot application; and output the content to an administrator client responsive to a query from the administrator client to the chatbot application.Type: GrantFiled: May 9, 2018Date of Patent: September 8, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Payton A. Shubrick, Damon Ryan Depaolo, Jiby John
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Patent number: 10755355Abstract: Systems and methods can present a financial plan that is based upon a customized selection of goals on a user interface, whereby a set of shapes representing goals can be configured along a timeline and data representing those goals can be edited, which dynamically adjusts a financial plan algorithm to provide a solution in a more dynamic and on demand approach than conventional solutions.Type: GrantFiled: December 21, 2015Date of Patent: August 25, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Gareth Ross, Tricia Walker, Yaron Ben-Zvi
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Patent number: 10757672Abstract: Embodiments of the present disclosure include an efficient method for identifying mobile devices operated by users with certain attributes and displaying their respective locations using location identification data, such as data packets broadcasted by beacons. The systems and methods described herein can first identify multiple mobile devices operated by different users located within a predetermined location and retrieve/analyze profile data of the identified users. The methods and systems described herein can then recommend like-minded users to each other. The systems and methods described herein can also provide navigational and directional support to users and help different users meet in person.Type: GrantFiled: March 12, 2019Date of Patent: August 25, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Jiby John
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Patent number: 10748217Abstract: A system and method for automated body mass index is disclosed. The disclosed method operates within a system architecture including one or more computing devices, one or more servers, and one or more databases. A processor operating within the one or more servers executes one or more algorithms for detecting relevant features associated with a potential client's multimedia information. The method may include calculating feature values, such as abdomen circumference, face width, face height, cheekbone width, jaw width, and neck width, and the like as well as calculating the body mass index of the potential client using one or more regression algorithms. A baseline and updated BMI may be determined, and used for determining a baseline and updated value.Type: GrantFiled: April 20, 2016Date of Patent: August 18, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Gareth Ross, Yaron Ben-Zvi, Sears Merritt
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Patent number: 10740124Abstract: A method comprises generating and displaying a first and a second user interface on a first and a second computing device. The method comprises receiving a verification value from each of the user interfaces and upon the verification values satisfying a pre-determined threshold, enabling the first and the second user interfaces to communicate. The method comprises receiving a request for a data file associated with the second user operating the second user interface, querying a database for the data file, and transmitting the data file to the first user interface. The method comprises generating a second data file comprising interactions between the first user and the first user interface, the second user and the second user interface, or communication between the first and the second user interfaces. The method further comprises transmitting the second data file to either of the user interfaces or a second database.Type: GrantFiled: November 18, 2016Date of Patent: August 11, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Allan A. Campbell, III, Patrick H. Nadeau
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Patent number: 10735193Abstract: Methods and systems disclosed herein generate a secure blockchain key for a user by generating a blockchain key comprising a string of alphanumerical and/or character values; generating one or more key segments by dividing the key string in to a number of sub-strings based on a first encryption method; encrypting each sub-string based on a second encryption method; determining a latest valid blockchain associated with the user; identifying a group of network nodes associated with the latest valid blockchain; selecting a number of network nodes from the identified group of network nodes; and instructing the selected network nodes to store the encrypted key segments.Type: GrantFiled: May 31, 2018Date of Patent: August 4, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Jiby John, Krzysztof Gibadlo, Rick Ferry
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Patent number: 10735363Abstract: This disclosure discloses a technique for presenting a conversation message in a messenger application.Type: GrantFiled: September 6, 2018Date of Patent: August 4, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Jiby John, Payton A. Shubrick, Damon Ryan Depaolo
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Patent number: 10733275Abstract: An authentication process is activated by a processor receiving an access request for user access to a user device. One or more biometric sensor module captures imaging data or other sensor data within a field of view encompassing the head of the user, or encompassing a head region including the head of the user. The processor carries out biometric recognition methods on the captured imaging data. Biometric recognition methods may include head-limb gesture recognition (including hand-to-face, and limb-near-head, gestures); head recognition; ocular recognition; facial recognition; and combinations of these methods. Upon successful match of captured sensor data with one or more user credential records stored for an authorized user of the user device, the processor authorizes the access request, providing access to the operating environment of the user device on start-up, or to one or more of a system setting, an application program, a data, and a hardware resource.Type: GrantFiled: March 31, 2017Date of Patent: August 4, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Michal Knas, Jiby John
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Patent number: 10719619Abstract: Systems and methods for managing a list of huddle board participants are disclosed. The huddle collaboration system includes a huddle management system having an authentication module, a data processing module, a huddle board management module, and a module manager, among other suitable components. The system runs an automatic process to update a list of huddle boards and huddle board participants, which includes the process of adding or eliminating team members from the list of participants of one or more huddle boards and/or modifying a dotted line member's permissions within one or more huddle boards. The huddle board management module enables the automatic update of permissions assigned to a team member in one or more huddle boards, in a faster and more accurate manner; therefore enhancing the productivity of the huddle and leveraging the human and information technology resource of the company.Type: GrantFiled: July 11, 2018Date of Patent: July 21, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventor: John Westcott
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Patent number: 10713268Abstract: The embodiments described herein relate to a method and system for social awareness which may be based on social networks for knowledge exchange. More specifically, the embodiments may refer to specific social networks with social elements in the user interface based on knowledge exchange, social theory of group memberships within an enterprise or organization context. In addition, the disclosed group memberships may be predicated upon many different types of relationships. Furthermore, the social network (through a program interface) may provide to users the required specific project resources (project team members), which may be need to develop a better project performance according to the experience and knowledge of the new members. The required project team members may match with the attributes and criteria established during the project planning.Type: GrantFiled: June 14, 2017Date of Patent: July 14, 2020Assignee: Massachusetts Mutual Life Insurance CompanyInventors: Gopika Kannan, Jennifer Fabrizi, Robert Polkowski