Abstract: A system comprises a server configured for performing steps of receiving, from an acquirer financial institution for a merchant, details of a transaction and a common virtual payment token. The transaction details include details of the merchant. Identification details of a set of consumer payment instruments associated with the common virtual payment token are retrieved from a consumer database. The consumer payment instrument for the merchant is selected from the set of consumer payment instruments, based on the merchant details. Payment details of the selected consumer payment instrument are retrieved from the consumer database. The transaction is processed with the selected consumer payment instrument by communicating to an issuer financial institution for the selected consumer payment instrument, the transaction details and the payment details of the selected consumer payment instrument.

Abstract: The disclosure relates to posting auditable, immutable data to a blockchain. The method includes receiving a blockchain comprised of a plurality of blocks, each block having at least a block header and one or more transaction values, where each transaction value includes at least a transaction hash, and receiving a data file associated with a specific transaction hash included in a block in the blockchain, where the data file includes one or more variables. The method includes modifying at least one of the one or more variables included in the data file, generating a new hash value via application of one or more hashing algorithms to the modified data file, and generating a new transaction value based on at least the generated new hash value and the specific transaction hash. The method includes digitally signing the generated new transaction value, and electronically transmitting the signed new transaction value.

Abstract: A computer implemented method of controlling a slave communication device from a master communication device is provided. The method includes displaying, on a display of the master communication device, an indication of a plurality of slave devices paired with the master communication device, receiving, on the master communication device, a user selection of a slave communication device from the plurality of slave communication devices, displaying, on the master communication device, a representation of at least part of a user interface of the selected slave communication device, receiving a user interaction with the virtual phone display region, transmitting control signals on the wireless network connection to cause the selected slave communication device establish a voice call, and transmitting and receiving bi-directional audio signals to and from the slave communication device over the wireless network connection to facilitate the voice call.

Abstract: Systems, methods and IC card devices are described for updating parameters such as unblocking or blocking or re-blocking an application on an IC card device whereby an integrated circuit card device gets issued with one or more active applications and optionally one or more dormant applications. Post issuance, triggered by a cardholder action when using a primary application, the issuer will send a command, e.g. in the form of a script to the card that will update parameters of another application, e.g. to ‘wake up’ the or each dormant application. An on-card mechanism is provided for the deblocking of the dormant application while the primary application is active. For any further transactions performed with the card, the cardholder will be offered a choice between the unblocked applications on the card. Optionally the oncard mechanism can also block or re-block an application or perform other actions.