Abstract: Systems and methods are provided for managing user identities in networks. One exemplary method includes receiving, at a communication device, an API call request for a credential from a relying party. The communication device includes an application that incorporates an SDK. After receiving the API call request for the credential, the communication device authenticates a user associated with the communication device and identified in the API call request. After authentication of the user the communication device generates, via the SDK, a private-public key pair and stores the private key in memory. The communication device compiles, via the SDK, a credential packet include the public key and identity data associated with the user and transmits the credential packet to the relying party, whereby the relying party is registered to the SDK to request assertions of an identity of the user.

Abstract: A method for dynamically provisioning computer components using a message platform communicatively coupled to a message generator is provided. The method includes receiving a first computer message, wherein the first computer message indicates that a computer component should be provisioned for a network cluster, routing the first computer message such that a first platform that is a customer of the first queue i) receives the first computer message and ii) automatically performs a first configuration operation on the computer component based on the first computer message, receiving, at the advanced message queue exchange, a second computer message from the first platform, and routing the second computer message such that a second platform that is a customer of the second queue i) receives the second computer message and ii) automatically performs a second configuration operation on the computer component based on the second computer message.

Abstract: A method of controlling an operational system by a rules management system comprising a processor and a memory, and a computing apparatus comprising a processor and a memory are provided. The processor is programmed to execute rules from a rules repository stored on a memory in response to a request. The computing apparatus further comprises a high rules repository storing one or more high level rules, wherein each high level rule, when executed by the processor, modifies the effect of execution of one or more rules Rm in the rules repository; and a high rules conditions module that when executed by the processor identifies and executes the high level rules that apply to the request.

Abstract: Provided are a system and method for authenticating a transaction. The authentication method may be performed by a user computing device, and may include providing, to a merchant device, account information for payment of a transaction, receiving, from the merchant device, a request to authenticate the transaction using payment software of the user device, and executing the payment software in a virtual environment. The executed payment software may authenticate, with an external server, that the account is paired with the payment software of the user device, and transmit a result of the authenticating to a payment network.

Abstract: Systems and methods are provided for determining if an e-mail originating from an external source is deemed malicious and thereby preventing an out of office e-mail reply. One example method includes receiving, at a computing device of a service provider, an e-mail identified as originating from an external source, scanning the e-mail to identify at least one parameter only when an out of office reply is setup by a recipient of the e-mail, comparing the at least one scanned parameter to a set of known parameters, calculating a score of the e-mail based on the comparison of the at least one parameter to a set of known parameters, determining the e-mail to be a malicious e-mail if the score exceeds a threshold value and blocking an out of office reply based on the threshold value.

Abstract: A method for establishing a connection between two nodes in a communication network without use of a centralized directory or mapping identifiers includes: receiving a lookup message from another node in the communication network that includes a lookup term; determining if a target node in a local directory cache can be identified that satisfies the lookup term; and, if such a node is identified, establishing a connection to the target node and forwarding the lookup message, or, if no such node is identified, forwarding the lookup message to other nodes in the network with which the node has an active communication connection.

Abstract: Various implementations directed to a system and method for product delivery using a fulfillment model are provided. In one implementation, a method may include generating a fulfillment database for fulfillers, where the fulfillment database includes inventory data and location data. The method may also include receiving order data from an originator, where the order data includes delivery data and product data corresponding to a transaction between a customer and the originator, and where the product data includes data corresponding to a product purchased by the customer from the originator. The method may further include determining optimal prices for the fulfillers using a pricing model based on the order data and the fulfillment database. The method may additionally include selecting a first fulfiller using a fulfillment model based on the order data, the fulfillment database, and the optimal prices.

Abstract: The present application provides systems and methods for translating a message between a system agnostic format and one of a plurality of predetermined system formats. The methods comprise steps of receiving a message, from a first party, in a system agnostic format that comprises transactional properties of a transaction conducted at a financial service terminal, the transactional properties of the transaction at least comprising a channel of the transaction; and translating the message into one of a plurality of predetermined system formats in response to the channel of transaction.

Abstract: A computer-implemented method for team-sourced anomaly vetting via automatically-delegated role definition. The method may include automatically determining that an event of the computing system corresponding to activity of an end user is anomalous. Based on the anomalous event, a permission store of the computing system may automatically be edited to include an access restriction on the end user, and a notification may be automatically generated and transmitted to one or both of the end user and another end user. The notification may provide access to an executable statement including code configured to be executed to remove the access restriction. A call to the executable statement by the other end user may be automatically received. Further, the permission store may be automatically edited to remove the access restriction on the end user.

Abstract: A method for performing dual verification to combine a non-fungible token (NFT) with a digital payment instrument includes: receiving a first set of authentication credentials and a second set of authentication credentials, the first including a transaction account identifier, and the second set including an NFT identifier and a public key of a cryptographic key pair; performing a first verification process using the first set of authentication credentials based on at least a comparison of the first set of authentication credentials with data associated with a transaction account identified using the transaction account identifier; performing a second verification process using at least the second set of authentication credentials based on validation of a digital signature using the public key, the digital signature being identified using the NFT identifier; and transmitting a result of the first verification process and the second verification process to a computing device.

Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.

Abstract: Systems and methods are provided for provisioning identity credentials based on interactions with verifying or trusted users. One exemplary computer-implemented method includes receiving a request for a digital identity from a user, where the request includes identifying information for the user and a verified user identifier, and transmitting, to a verified user associated with the verified user identifier, an attestation request for the user. The method also includes receiving, from the verified user, an attestation in response to the attestation request with regard to at least some of the identifying information for the user, generating a digital identity for the user based on a number of attestations of the identifying information for the user, and sharing a digital identity notice with the user including an identifier for the user, whereby the user is permitted to share the digital identity with a relying party via the identifier.

Abstract: A method for determining the validity of a computational model using a blockchain and zero knowledge principles includes: storing, in a memory of a first computing system, a computational model; receiving, by a receiver of the first computing system, a blockchain data value from one block of a plurality of blocks comprising a blockchain, wherein the blockchain data value includes a data set; receiving, by the receiver of the first computing system, an expected accuracy value; applying, by a processor of the first computing system, the data set to the computational model to generate a result value; and determining, by the processor of the first computing system, a validity measurement for the computational model based on a comparison of the generated result value and the expected accuracy value.

Abstract: A method for verifying the state of an object through tamper-resistant event sourcing includes: receiving, by a receiver of a processing server, state data for a computing object and an identification value associated with the computing object; applying, by a processor of the processing server, a one-way cryptographic function to the received state data to generate a comparison hash value; identifying, by the processor of the processing server, a published hash value stored in a blockchain with the identification value; and verifying, by the processor of the processing server, a state of the computing object according to the state data based on a match of the generated comparison hash value with the identified published hash value.

Abstract: A method for facilitating secure private transfers in a blockchain includes: receiving an initiate message from a device for a proposed private transfer including a private group identifier, entity identifier, and transfer amount; executing a smart contract using the initiate message as input resulting in transmitting an event message to a central authority system including the entity identifier and transfer amount; receiving a response message from the central authority system including an indication of approval or rejection of the proposed private transfer; and executing the smart contract using the response message as input resulting in (i) adding a private blockchain transaction for transfer of the transfer amount from a first blockchain wallet associated with the entity identifier to a second blockchain wallet in a private group associated with the private group identifier if the response message includes an indication of approval, or (ii) declining the proposed private transfer.

Abstract: A method of performing a funds transfer includes receiving a request for a cryptogram and generating an authentication code. The authentication code is divided into a first code portion and a second code portion. The first code portion is transmitted to a user device. The second code portion is transmitted to a transaction originator. A request for transaction data is received, including both code portions. The authentication code is verified based on the two code portions. A cryptogram is generated and transmitted to the transaction originator.

Abstract: Systems and methods are provided for use in identifying synthetic identities. One example method includes receiving a request from a relying party for an identity asserted by a user to the relying party, where the request includes identity data indicative of the identity, feature data associated with the user asserting the identity, and a device ID for a communication device of the user. The method also includes parsing the identity data, the feature data, and the device ID from the request, and calculating a device behavior score based on the feature data and the device ID. The method then includes aggregating the device behavior score and at least one of a fraud profile score, a user profile score, and/or an exposure behavior score into a metric indicative of a likelihood that the identity asserted by the user is a synthetic identity and transmitting the metric to the relying party.

Abstract: A method for assisting wallet providers in regulatory compliance for blockchain transactions includes: receiving, by a receiver of a processing server, a new blockchain transaction from a first computing device, the new blockchain including at least a destination address associated with a blockchain wallet as a recipient for the new blockchain transaction; generating, by a processor of the processing server, a reference identifier for the new blockchain transaction; identifying, by the processor of the processing server, a profile for the blockchain wallet based on the destination address; transmitting, by a transmitter of the processing server, the reference identifier to the first computing device; and transmitting, by the transmitter of the processing server, a notification message to a second computing device, the notification message including at least the reference identifier and data associated with the blockchain wallet.

Abstract: Disclosed is a method, server processing system, system and computer readable medium for managing inventory. In one aspect, the method includes, in a server processing system, steps of: receiving, from a plurality of merchant devices including a first and second merchant device associated with a first and second merchant respectively, inventory data and a plurality of merchant locations which are stored in a data store; receiving, from the first merchant device, data indicative of a requested good that is not stocked by the first merchant; determining that the requested good is stocked by a second merchant using the inventory data of one or more merchants that are located within a proximity of the location of the first merchant; and transferring, to the second merchant device, a request to facilitate provision of the requested good to a customer of the first merchant.

Abstract: Embodiments provide methods and systems for removing temporal biases in classification tasks. Method performed by server system includes accessing a transaction graph associated with a particular time duration and determining a set of local features and aggregate features associated with each node based on labeled data. Method includes generating via a machine learning model, a set of intermediate node representations associated with each of the plurality of nodes based on the set of local features and the set of aggregate features. Method includes generating via a fraud model and a timestep model, a fraud classification loss, and a timestep classification loss based on the set of intermediate node representations. Method includes determining an adversarial loss value based on the fraud classification loss and the timestep classification loss. Method includes determining a set of optimized parameters for the machine learning model based on the adversarial loss value.