Patents Assigned to MDSAVE SHARED SERVICES INC.
  • Patent number: 11449913
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Grant
    Filed: December 6, 2021
    Date of Patent: September 20, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11430036
    Abstract: An apparatus for pricing offers of healthcare services includes an application server providing a pricing tool, and a service pricing information database and a cost adjustment information database that are accessible by the application server. The pricing tool is operable to receive an indication of a healthcare service set that is respectively associated with a service detail information record included in the service pricing information database, determine a base physician fee for a primary service of the indicated healthcare service set based on base pricing metrics for the primary service included in the service detail information record, receive an indication specifying a location for performing the primary service, calculate an adjusted physician fee for the primary service based on cost adjustment metrics for a geographic zone that corresponds to the specified location, and provide a recommended price for the indicated healthcare service set based on the calculated adjusted physician fee.
    Type: Grant
    Filed: December 22, 2021
    Date of Patent: August 30, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ani Osborne
  • Publication number: 20220237677
    Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
    Type: Application
    Filed: April 12, 2022
    Publication date: July 28, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220230219
    Abstract: A method for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
    Type: Application
    Filed: April 8, 2022
    Publication date: July 21, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220230218
    Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.
    Type: Application
    Filed: April 8, 2022
    Publication date: July 21, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Publication number: 20220222751
    Abstract: Apparatus and associated methods relate to generating a purchase data record, selectively redeemable by a user to receive a pre-paid healthcare service, in response to receiving payment at a price based on the service location, and applying the pre-paid amount to the user's health insurance deductible. The payment may be a virtual funds or actual currency payment. The service may be specified based on physician, facility, location, and time, permitting price adjustment based on geographical cost variance. Some implementations may provide a marketplace system configured to permit creation, transfer, redemption, and exchange of virtual funds for pre-paid services and actual currency. The user may receive the prepaid service, based on redeeming the voucher. Various implementations may exchange healthcare bundles, including service and drugs, for a price discounted based on the bundle. A healthcare bundle may be presented in shopping cart format, permitting the user to pre-pay for a customized bundle.
    Type: Application
    Filed: November 13, 2020
    Publication date: July 14, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul Ketchel, Ani Osborne, Kar Martirosyan, Daniel Schmidl, Ryan Aipperspach
  • Patent number: 11367115
    Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.
    Type: Grant
    Filed: October 14, 2021
    Date of Patent: June 21, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Patent number: 11341556
    Abstract: A CPT-Code search engine for backend bundling of healthcare services and a virtual payment system. Various implementations provide a CPT Code-based search engine for backend bundling by an aggregate billing source to transact and pay debt owed for healthcare services on behalf of consumers of varied healthcare services from diverse providers and facilities. Various implementations provide a predetermined bundled set of healthcare services defined by CPT and related codes producing search results in an easy-to-understand consumer-friendly format. Also presented is an apparatus and associated methods for bundling the debt of a plurality of healthcare services downstream from a healthcare service provider based on collecting a single payment from a consumer that has already received the healthcare services and distributing payment to a plurality of providers and facilities for at least one of the healthcare services. Some backend bundled services and debt may be converted to tradeable health assets.
    Type: Grant
    Filed: September 15, 2021
    Date of Patent: May 24, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel
  • Patent number: 11341555
    Abstract: Apparatus and associated methods relate to encoding a digital asset representing a service bundle, with parameters uniquely identifying the bundle, based on the bundle definition, and with a value and availability determined as a function of asset state. The bundle may include a health service. The encoded asset may be a digital asset token, configured in computing device memory, or transported via network, to transfer possession, transfer ownership, verify ownership, change state, or access a bundled service. The asset token may include individually manageable sub-tokens. The bundle definition may include a unique combination of facility, location, time, or professional resources allocated to provide a service. The bundle may be certified, based on verified funding or confirmed resource allocation. Asset class may be based on certification.
    Type: Grant
    Filed: July 7, 2021
    Date of Patent: May 24, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11315160
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. The received payment may be a virtual funds payment. The bundle price may be discounted. The bundle price may be based on the location or time at which at least one service will be performed. The bundle price may be based on the user's remaining health insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. Disbursed payment may be virtual funds.
    Type: Grant
    Filed: August 25, 2021
    Date of Patent: April 26, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Publication number: 20220122145
    Abstract: An apparatus for pricing offers of healthcare services includes an application server providing a pricing tool, and a service pricing information database and a cost adjustment information database that are accessible by the application server. The pricing tool is operable to receive an indication of a healthcare service set that is respectively associated with a service detail information record included in the service pricing information database, determine a base physician fee for a primary service of the indicated healthcare service set based on base pricing metrics for the primary service included in the service detail information record, receive an indication specifying a location for performing the primary service, calculate an adjusted physician fee for the primary service based on cost adjustment metrics for a geographic zone that corresponds to the specified location, and provide a recommended price for the indicated healthcare service set based on the calculated adjusted physician fee.
    Type: Application
    Filed: December 22, 2021
    Publication date: April 21, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul Ketchel, III, Ani Osborne
  • Publication number: 20220092661
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Application
    Filed: December 6, 2021
    Publication date: March 24, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11244370
    Abstract: An apparatus for pricing offers of healthcare services includes an application server providing a pricing tool, and a service pricing information database and a cost adjustment information database that are accessible by the application server. The pricing tool is operable to receive an indication of a healthcare service set that is respectively associated with a service detail information record included in the service pricing information database, determine a base physician fee for a primary service of the indicated healthcare service set based on base pricing metrics for the primary service included in the service detail information record, receive an indication specifying a location for performing the primary service, calculate an adjusted physician fee for the primary service based on cost adjustment metrics for a geographic zone that corresponds to the specified location, and provide a recommended price for the indicated healthcare service set based on the calculated adjusted physician fee.
    Type: Grant
    Filed: March 22, 2021
    Date of Patent: February 8, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ani Osborne
  • Publication number: 20220036413
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a persistent voucher selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the voucher. The received payment may be a virtual funds payment. The bundle price may be discounted. The bundle price may be based on the location or time at which at least one service will be performed. The bundle price may be based on the user's remaining health insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. Disbursed payment may be virtual funds.
    Type: Application
    Filed: October 14, 2021
    Publication date: February 3, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Publication number: 20220012787
    Abstract: Apparatus and associated methods for presenting users a selection of at least one bundled set of healthcare services provided discretely and/or individually by a plurality of respective providers, determining a bundle price for the bundled set of healthcare services, receiving payment for the user selected bundled set, venerating a voucher selectively redeemable by the user to receive each of the bundled healthcare services in the bundled set, transmitting a unique confirmation number generated for the voucher to track the redemption status of the voucher, disbursing payment allocated from the received payment to the plurality of respective providers and updating the redemption status of the voucher as each of the plurality of services of the bundled set are redeemed. The bundle price may be based on the user's health insurance deductible as well as the location and/or time at which the bundled set of services will be provided.
    Type: Application
    Filed: August 25, 2021
    Publication date: January 13, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Publication number: 20220005098
    Abstract: A CPT-Code search engine for backend bundling of healthcare services and a virtual payment system. Various implementations provide a CPT Code-based search engine for backend bundling by an aggregate billing source to transact and pay debt owed for healthcare services on behalf of consumers of varied healthcare services from diverse providers and facilities. Various implementations provide a predetermined bundled set of healthcare services defined by CPT and related codes producing search results in an easy-to-understand consumer-friendly format. Also presented is an apparatus and associated methods for bundling the debt of a plurality of healthcare services downstream from a healthcare service provider based on collecting a single payment from a consumer that has already received the healthcare services and distributing payment to a plurality of providers and facilities for at least one of the healthcare services. Some backend bundled services and debt may be converted to tradeable health assets.
    Type: Application
    Filed: September 15, 2021
    Publication date: January 6, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel
  • Patent number: 11170423
    Abstract: Apparatus and associated methods related to determining medical services appropriate to a patient in response to a patient lifecycle event: presenting the medical services to the patient for selection; optionally scheduling the selected medical services; and automatically presenting the selected services for prepayment. The patient lifecycle event may be, for example, a doctor's order, diagnosis, condition change, payment, admission, or discharge. The services presented to the patient may be determined in response to, and as a function of, the lifecycle event. For example, the services presented may include procedures determined after the lifecycle event, in view of patient medical history. In an illustrative example, the services presented may be based on medical indication, contraindication, provider or facility availability, or patient scheduling preference, advantageously permitting more medically relevant, beneficial, convenient, or cost-effective services.
    Type: Grant
    Filed: March 22, 2021
    Date of Patent: November 9, 2021
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Publication number: 20210342909
    Abstract: Apparatus and associated methods relate to encoding a digital asset representing a service bundle, with parameters uniquely identifying the bundle, based on the bundle definition, and with a value and availability determined as a function of asset state. The bundle may include a health service. The encoded asset may be a digital asset token, configured in computing device memory, or transported via network, to transfer possession, transfer ownership, verify ownership, change state, or access a bundled service. The asset token may include individually manageable sub-tokens. The bundle definition may include a unique combination of facility, location, time, or professional resources allocated to provide a service. The bundle may be certified, based on verified funding or confirmed resource allocation. Asset class may be based on certification.
    Type: Application
    Filed: July 7, 2021
    Publication date: November 4, 2021
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20210312515
    Abstract: An apparatus for pricing offers of healthcare services includes an application server providing a pricing tool, and a service pricing information database and a cost adjustment information database that are accessible by the application server. The pricing tool is operable to receive an indication of a healthcare service set that is respectively associated with a service detail information record included in the service pricing information database, determine a base physician fee for a primary service of the indicated healthcare service set based on base pricing metrics for the primary service included in the service detail information record, receive an indication specifying a location for performing the primary service, calculate an adjusted physician fee for the primary service based on cost adjustment metrics for a geographic zone that corresponds to the specified location, and provide a recommended price for the indicated healthcare service set based on the calculated adjusted physician fee.
    Type: Application
    Filed: March 22, 2021
    Publication date: October 7, 2021
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ani Osborne
  • Publication number: 20210209664
    Abstract: Apparatus and associated methods related to determining medical services appropriate to a patient in response to a patient lifecycle event: presenting the medical services to the patient for selection; optionally scheduling the selected medical services; and automatically presenting the selected services for prepayment. The patient lifecycle event may be, for example, a doctor's order, diagnosis, condition change, payment, admission, or discharge. The services presented to the patient may be determined in response to, and as a function of, the lifecycle event. For example, the services presented may include procedures determined after the lifecycle event, in view of patient medical history. In an illustrative example, the services presented may be based on medical indication, contraindication, provider or facility availability, or patient scheduling preference, advantageously permitting more medically relevant, beneficial, convenient, or cost-effective services.
    Type: Application
    Filed: March 22, 2021
    Publication date: July 8, 2021
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt