Abstract: A system, method, and computer program product for maintaining the anonymity of a consumer in a transaction with a retailer. The consumer provides payment method information and ship-to address information to a trusted third party. The consumer purchases products from a retailer by providing the trusted third party anonymous identifiers (e.g., nicknames, unique codes, or one time use codes either supplied by the consumer or by the trusted third party) corresponding to the selected payment methods and ship-to addresses. The retailer requests payment approval from the trusted third party. The trusted third party receives payment approval from a payment partner using the payment method information determined from the anonymous identifier received from the consumer. The trusted third party provides payment approval to the retailer along a transaction unique shipment identifier to place on the parcel.

Abstract: A system and method of real-time interconnect billing to facilitate invoicing and reconciliation between interconnected communication and service providers. The fully customizable, scalable, and network-based system rates and monitors costs, incorporates agreements between interconnected providers, invoices, bills, and reconciles to establish an accurate and cost-effective accounting of provider revenues and costs. The system is able to communicate with devices, networks, and interconnect providers to obtain, provide and exchange billing information and payments. The system updates subscriber accounts and alerts the home provider, subscribers, interconnect providers and users of these updates.

Abstract: The present invention relates to a network-based method and system to control and enable seamless roaming across various cellular network types. The system provides dynamic mapping, processing and conversion of messages to enable seamless communication across various cellular network types. Use of roaming enabled services in non-Roaming Enabled Networks is achieved by integrating this system with the non-Roaming Enabled Network.

Abstract: A system that integrates the services offered by providers in the wireless communication industry. The system provides a seamless, efficient and realtime way to connect wireless communication services with other associated services, such as billing and rating engines. Additionally, the system is fully customizable and applicable with general industry standards. The system is also expandable and upgradable without the need to replace the overall infrastructure of the provider. The system, therefore, reduces the administrative costs related to billing and reduces the capital costs related to upgrading and maintaining the core infrastructure of the provider.

Abstract: A virtual operator and method for performing authentication and service translation. The virtual operator assigns first and second identifiers to subscribers. The virtual operator updates the second identifier when the service provider corresponding to the second identifier changes. When the virtual operator receives a request for authentication, the virtual operator forwards the authentication request to a serving network for authentication. When the virtual operator receives a service request, the virtual operator selects, using network optimization criteria, a network to provide the requested service. The virtual operator translates network protocols when the network forwarding authentication or service request uses a network protocol different from the network performing authentication or the requested service.

Abstract: A virtual operator and method for rating a charge for connecting to a network from a virtual operator and facilitating analysis of profitability of using a network. The virtual operator receives a Charge Detail Record in real time from a network the virtual operator is using for a service. The virtual operator calculates the current utilization of the network's resources using the received CDR. The virtual operator calculates a rate for connecting to the network, the rate corresponding to the virtual operator's current utilization of the network's resources. The virtual operator further calculates a cost for providing the service, the revenue for providing the service, and the profit based on the difference between the revenue for providing the service and the cost for providing the service.