Patents Assigned to Merchant Link, LLC
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Patent number: 11875328Abstract: A system for accessing protected data comprising a token retriever system operating on a processor and configured to receive a token from a user and to transmit a request including the token to a detokenization system over a data communications medium. The detokenization system configured to receive the token, to verify that the request has been received from an authorized source, and to transmit a response to the request that includes an account number associated with the token. The token retriever system is configured to receive the account number and to display the account number for a predetermined period of time.Type: GrantFiled: November 23, 2020Date of Patent: January 16, 2024Assignee: MERCHANT LINK, LLCInventors: Christian Andreas McMahon, Michael Paul Ryan, Ketul Mayurbhai Shah
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Publication number: 20210073772Abstract: A system for accessing protected data comprising a token retriever system operating on a processor and configured to receive a token from a user and to transmit a request including the token to a detokenization system over a data communications medium. The detokenization system configured to receive the token, to verify that the request has been received from an authorized source, and to transmit a response to the request that includes an account number associated with the token. The token retriever system is configured to receive the account number and to display the account number for a predetermined period of time.Type: ApplicationFiled: November 23, 2020Publication date: March 11, 2021Applicant: MERCHANT LINK, LLCInventors: Christian Andreas McMahon, Michael Paul Ryan, Ketul Mayurbhai Shah
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Patent number: 10846677Abstract: A system for accessing protected data comprising a token retriever system operating on a processor and configured to receive a token from a user and to transmit a request including the token to a detokenization system over a data communications medium. The detokenization system configured to receive the token, to verify that the request has been received from an authorized source, and to transmit a response to the request that includes an account number associated with the token. The token retriever system is configured to receive the account number and to display the account number for a predetermined period of time.Type: GrantFiled: January 11, 2019Date of Patent: November 24, 2020Assignee: MERCHANT LINK, LLCInventors: Christian Andreas McMahon, Michael Paul Ryan, Ketul Mayurbhai Shah
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Publication number: 20200226576Abstract: A system for accessing protected data comprising a token retriever system operating on a processor and configured to receive a token from a user and to transmit a request including the token to a detokenization system over a data communications medium. The detokenization system configured to receive the token, to verify that the request has been received from an authorized source, and to transmit a response to the request that includes an account number associated with the token. The token retriever system is configured to receive the account number and to display the account number for a predetermined period of time.Type: ApplicationFiled: January 11, 2019Publication date: July 16, 2020Applicant: MERCHANT LINK, LLCInventors: Christian Andreas McMahon, Michael Paul Ryan, Ketul Mayurbhai Shah
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Patent number: 10673824Abstract: An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.Type: GrantFiled: March 6, 2017Date of Patent: June 2, 2020Assignee: MERCHANT LINK, LLCInventors: Stephanie Bauer Marshall, Jonathan N. Freedman, Daniel J. Lane, Miriam Jaffe, Susan M. Zloth
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Patent number: 9589257Abstract: An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.Type: GrantFiled: May 13, 2014Date of Patent: March 7, 2017Assignee: MERCHANT LINK, LLCInventors: Stephanie Bauer Marshall, Jonathan N. Freedman, Daniel J. Lane, Miriam Jaffe, Susan M. Zloth
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Publication number: 20140249940Abstract: An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.Type: ApplicationFiled: May 13, 2014Publication date: September 4, 2014Applicant: MERCHANT LINK, LLCInventors: Stephanie Bauer Marshall, Jonathan N. Freedman, Daniel J. Lane, Miriam Jaffe, Susan M. Zloth
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Patent number: 8726018Abstract: An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.Type: GrantFiled: April 9, 2013Date of Patent: May 13, 2014Assignee: Merchant Link, LLCInventors: Stephanie Bauer Marshall, Jonathan N. Freedman, Daniel J. Lane, Miriam Jaffe, Susan M. Zloth
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Publication number: 20130124424Abstract: A system for point-to-point encryption is provided. A card reader system reads unencrypted card data stored on a magnetic stripe of a card and encrypts the card data, the card reader system being contained in a first housing. A point of sale device coupled to the card reader system and contained in a second housing separate from the first housing has a user interface for obtaining a transaction amount. A transaction request system transmits the transaction amount and the encrypted card data to an authorization gateway, wherein the unencrypted card data is prevented from being processed by the point of sale device.Type: ApplicationFiled: December 28, 2012Publication date: May 16, 2013Applicant: MERCHANT LINK, LLCInventor: Merchant Link, LLC
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Patent number: 8417947Abstract: An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier for the transaction data and to transmit the unique encrypted identifier to the data source system. The data source system is configured to receive the unique encrypted identifier and replace payment card data associated with the transaction data in a database with the unique encrypted identifier.Type: GrantFiled: August 30, 2011Date of Patent: April 9, 2013Assignee: Merchant Link, LLCInventors: Stephanie Bauer, Jonathan N. Freedman, Daniel J. Lane, Miriam Jaffe, Susan M. Zloth
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Patent number: 8346671Abstract: A system for point-to-point encryption is provided. A card reader system reads unencrypted card data stored on a magnetic stripe of a card and encrypts the card data, the card reader system being contained in a first housing. A point of sale device coupled to the card reader system and contained in a second housing separate from the first housing has a user interface for obtaining a transaction amount. A transaction request system transmits the transaction amount and the encrypted card data to an authorization gateway, wherein the unencrypted card data is prevented from being processed by the point of sale device.Type: GrantFiled: April 1, 2010Date of Patent: January 1, 2013Assignee: Merchant Link, LLCInventors: Susan Zloth, Daniel Lane, Benjamin Smyth
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Publication number: 20110246372Abstract: A system for point-to-point encryption is provided. A card reader system reads unencrypted card data stored on a magnetic stripe of a card and encrypts the card data, the card reader system being contained in a first housing. A point of sale device coupled to the card reader system and contained in a second housing separate from the first housing has a user interface for obtaining a transaction amount. A transaction request system transmits the transaction amount and the encrypted card data to an authorization gateway, wherein the unencrypted card data is prevented from being processed by the point of sale device.Type: ApplicationFiled: April 1, 2010Publication date: October 6, 2011Applicant: MERCHANT LINK, LLCInventors: Susan Zloth, Daniel Lane, Benjamin Smyth
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Patent number: 8010791Abstract: A database system for encryption and protection of confidential data is provided. The database system includes a data source system receiving confidential data and first associated data. A secure data network interface system is connected to the data source system over an open network, the data network interface system receives the confidential data and the first associated data from the data source system and further comprises a secure data storage system coupled to the data network interface system and isolated from the open network, a data encryption system generating a unique encrypted identifier for the confidential data, and a data association system associating the confidential data with the unique encrypted identifier and storing the confidential data, the first associated data and the unique encrypted identifier in the secure data storage system.Type: GrantFiled: October 13, 2008Date of Patent: August 30, 2011Assignee: Merchant Link, LLCInventors: Stephanie Bauer, Jonathan N. Freedman, Daniel J. Lane, Miriam Jaffe, Susan M. Zloth
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Patent number: 7451481Abstract: A database system for encryption and protection of confidential data is provided. The database system includes a data source system receiving confidential data and first associated data. A secure data network interface system is connected to the data source system over an open network, the data network interface system receives the confidential data and the first associated data from the data source system and further comprises a secure data storage system coupled to the data network interface system and isolated from the open network, a data encryption system generating a unique encrypted identifier for the confidential data, and a data association system associating the confidential data with the unique encrypted identifier and storing the confidential data, the first associated data and the unique encrypted identifier in the secure data storage system.Type: GrantFiled: March 2, 2006Date of Patent: November 11, 2008Assignee: Merchant Link, LLCInventors: Stephanie Bauer, Jonathan N. Freedman, Miriam Jaffe, Susan M. Zloth, Daniel J. Lane