Abstract: Disclosed herein are systems and methods for multi-system connectivity and automation via universal computing elements. Universal computing elements may comprise an object queue, one or more counters, and a function operating on parameters of objects in the object queue. Universal computing elements may be interconnected into processes of arbitrary complexity. Universal computing elements may facilitate modular and scalable business process development, including application programming interface and database connectivity.

Abstract: Advantageously, the invention is a competitor to money transfer systems. Conventional digital transactions facilitate electronic payment, such as money transfers, payment card charges, e-commerce transactions and other types of transactions. However, payees may be unbanked people (e.g., children) or people with no payment card (e.g., may have lost card), and payment card fund transfers may be expensive, time consuming, and cumbersome for financial institutions. Thus, there is need for an improved approach.

Abstract: Methods, systems, and computer-readable media herein disclose providing or sharing access to an asset. A request for sharing the asset from a consuming party may be received. The asset may be verified as a registered asset. The request may be sent for approval by a provisioning party. The request may include details about a transaction for which sharing the asset has been requested and a specification of the asset requested for sharing. Approval may be provided with restriction parameters. In turn, a first digital token may be generated. A request for the transaction may be received from the consuming party. Transaction details may be verified against the restriction parameters. A second digital token associated with the asset from an asset custodian may be received. A request to perform the transaction may be sent to the asset custodian. A confirmation of a processed transaction from the asset custodian may be received.

Abstract: A system and method for processing data using the universal computing element, which is a computing node that could be integrated with any external services of different business domains via an application programming interface (API), is disclosed. Data and processes are bound using universal computing elements and computing modes that use UCE's, and thus provided as finite-state automata with explicit selection of states in real-time operation, thereby facilitating construction of finite-state automata (i.e., processes) to users who are not programmers. Software, computer program, source/object/assembly code, firmware or other reconfigurable logic or signal processing instructions of the present invention include at least one UCE. Advantageously, data processing is organized to reduce impact of inefficient conventional data usage, particularly via data transfer processed innovatively into state format and usage of automata-based programming for data processing.

Abstract: Advantageously, the invention is a true competitor for money transfer systems, such as Western Union, Bitcoin, Swift, Visa, MasterCard, etc. The invention is the example of the economy going cashless and killing money transfers as a class. Conventional digital transactions facilitate electronic payment, such as money transfers, payment card charges, e-commerce transactions and any other types of transaction. However, in multiple circumstances, payees may be unbanked people (e.g. children that need money to buy something) or may have no payment card (e.g. may lost card), while payment card fund transfers may be expensive, time-consuming, and cumbersome for financial institutions. Thus, there is need for an improved approach.