Abstract: Methods and apparatus, including computer program products, are distribution of a mobile application. In one aspect there is provided a method. The method may include storing, at a first user equipment, a mobile payment application installation package; sending, by the first user equipment via a short-range radio link, an invitation to a second user equipment, the invitation representing an offer to receive the mobile payment application installation package; receiving, at the first user equipment, a response to the invitation; and sending, by the first user equipment via the short-range radio link, the mobile payment application installation package, when the response to the invitation represents an acceptance of the offer. Related apparatus, systems, methods, and articles are also described.

Abstract: Methods and apparatus, including computer program products, are distribution of a mobile application. In one aspect there is provided a method. The method may include storing, at a first user equipment, a mobile payment application installation package; sending, by the first user equipment via a short-range radio link, an invitation to a second user equipment, the invitation representing an offer to receive the mobile payment application installation package; receiving, at the first user equipment, a response to the invitation; and sending, by the first user equipment via the short-range radio link, the mobile payment application installation package, when the response to the invitation represents an acceptance of the offer. Related apparatus, systems, methods, and articles are also described.

Abstract: Methods and apparatus, including computer program products, are provided for automatic bearer selection. In one aspect there is provided a method. The method may include receiving, at a mobile application, bearer configuration information representative of one or more features of the mobile application mapped to at least one of a low capacity bearer or a high capacity bearer; determining, at the mobile application, a context of the mobile application, the context determined by at least determining a feature selected via the mobile application and determining an identity of a bearer mapped to the feature in the received bearer configuration information; selecting, based on the determining, the at least one of the low capacity bearer or the high capacity bearer; and allowing the feature to access the selected at least one of the low capacity bearer or the high capacity bearer. Related apparatus, systems, methods, and articles are also described.

Abstract: Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include selecting a plurality of key parts from a plurality of key parts collections, wherein the plurality of key parts comprise key parts values and indexes; and generating a message comprising a header and a payload, wherein the header comprises an indicator of the key parts selected from the plurality of key parts collections, and wherein the payload comprises information encrypted using a symmetric key formed by combining the key parts values selected from the plurality of key parts collections. Related apparatus, systems, methods, and articles are also described.