Abstract: The present invention provides a method for processing a document involving the automatic removal of text from a predetermined area of a document, the method comprising inputting a bitmap containing the predetermined area of the document from which the text will be removed wherein the predetermined area contains handwritten strokes, detecting the text, removing the text and any handwritten strokes that intersect with the text and outputting the bitmap with the text removed therefrom.

Abstract: Systems and methods are provided for validating the authenticity of a signature on a document by providing a document from an account, the document including an actual signature and a machine-readable identifier, wherein the machine-readable identifier contains a string of data representing the integral characteristics of all valid account signatures and a person-specific confidence threshold. When the document is presented at a point of presentment, the document is scanned into a document-processing machine and the actual signature is compared against all valid account signatures.

Abstract: Systems and methods are provided for validating the authenticity of a signature on a document by providing a document from an account, the document including an actual signature and a machine-readable identifier, wherein the machine-readable identifier contains a string of data representing the integral characteristics of all valid account signatures and a person-specific confidence threshold. When the document is presented at a point of presentment, the document is scanned into a document-processing machine and the actual signature is compared against all valid account signatures.

Abstract: Systems and methods are provided for validating the authenticity of a signature on a document by providing a document from an account, the document including an actual signature and a machine-readable identifier, wherein the machine-readable identifier contains a string of data representing the integral characteristics of all valid account signatures and a person-specific confidence threshold. When the document is presented at a point of presentment, the document is scanned into a document-processing machine and the actual signature is compared against all valid account signatures.

Abstract: Systems and methods are provided for validating the authenticity of a signature on a document by providing a document from an account, the document including an actual signature and a machine-readable identifier, wherein the machine-readable identifier contains a string of data representing the integral characteristics of all valid account signatures and a person-specific confidence threshold. When the document is presented at a point of presentment, the document is scanned into a document-processing machine and the actual signature is compared against all valid account signatures.

Abstract: A method and apparatus for hierarchical character recognition processing of ambiguous and noisy characters which produces highly reliable results at high levels of hierarchical processing. The invention first applies a universal classifier system (which may comprise one or more universal classifiers) to input image data, and identifies "suspicious" characters. The image data for suspicious characters is then applied to a "specialist" classifier that is designed to handle only a narrow and well-defined set of recognition cases. This hierarchical processing architecture and method results in increased accuracy of recognition. The method is particularly applicable to handwritten characters and to distorted and noisy machine-printed characters.