Abstract: A method for proxied e-commerce transactions is provided. The method can include detecting establishment of a communicative session between a content browser of an end user and an e-commerce site for a merchant over a computer communications network. In response to the detection of the establishment of the communicative session, a pre-paid value of funds on account of the end user can be determined by a third party payment processor that is separate from the end user and the merchant. Also in response to the detection of the establishment of the communicative session, the pre-paid value can be transmitted to the merchant over the computer communications network to the merchant. Finally, a transaction for a product of the merchant can be processed by the third party payment processor on behalf of the end user using the funds on account of the end user.