Abstract: A stringed musical instrument having a neck assembly, a body portion, and a plurality of strings, the neck assembly having a composite central structure made of a composite material which is sufficiently strong to withstand the entire load imposed on the neck assembly by the tension of the strings without deformation or the need for structural reinforcement. The neck assembly also includes at least one non-structural, non-load bearing wooden insert carried by the composite central structure and extending substantially along the length of the neck assembly, for enabling the stringed instrument to have the response and tonal coloration of stringed instruments with traditional wooden neck assemblies, a fingerboard carried by the composite central structure, and a non-structural, non-load bearing truss rod assembly for relief adjustment of the neck.