Abstract: This invention relates generally to the distribution of payments, e.g., discounts, credits and/or debits, in a computer network environment. More specifically, the invention is directed to the distribution of payments, e.g., discounts, credits and/or debits, to a number of participants in a given transaction. Such participants include retail establishments, customers, and a kiosk or terminal-operating service provider. Predetermined payment, e.g., discount, credit and/or debit, amounts are electronically distributed and/or credited to the participants. In addition to traditional user interface techniques, an electronic identification device is provided by the system and method of the present invention for customer and distribution payment, e.g., discount, credit and/or debit, identification. Kiosk processors or remote processors facilitate purchasing and distribution of payments, e.g.