Patents Assigned to MoneyAbility Technology, LLC
  • Method and apparatus for dynamic financial liability management
    Patent number: 8370256
    Abstract: Financial liabilities are dynamically managed by receiving liability information relating to a client associated with multiple financial liabilities. Each financial liability is associated with a respective interest rate. A payment is allocated among the financial liabilities, for example, as a function of the interest rates associated with the financial liabilities. When a change in a financial liability occurs, the allocation of the payment is adjusted.
    Type: Grant
    Filed: January 11, 2012
    Date of Patent: February 5, 2013
    Assignee: MoneyAbility Technology, LLC
    Inventor: Kevin M. Murphy
  • Dynamic financial liability management
    Patent number: 8140431
    Abstract: Financial liabilities are dynamically managed by receiving liability information relating to a client associated with multiple financial liabilities. Each financial liability is associated with a respective interest rate. A payment is allocated among the financial liabilities, for example, as a function of the interest rates associated with the financial liabilities. When a change in a financial liability occurs, the allocation of the payment is adjusted.
    Type: Grant
    Filed: September 8, 2010
    Date of Patent: March 20, 2012
    Assignee: MoneyAbility Technology, LLC
    Inventor: Kevin M. Murphy