Abstract: The teachings disclosed herein can be directed to an intermediary coordinating the administration of a 54Freedom gift annuity arrangement between a donor and both a charity and insurance company. The charity receives the gift and the annuity contract is between the donor and the insurance company. This arrangement provides flexibility in the annuity contract, a new financial product for financial specialists to market, a more certain financial annuity arrangement post-mortem for the donor's estate, and a better incentivized financial party to which the donor can consult. The method can include consultation by the intermediary, e.g. a financial specialist, with the donor to determine a suitability of an annuity contract for the donor. The method can further include coordination by the intermediary of a purchase of the annuity contract by the donor with an insurance company as opposed to with the charity, which receives the gift.