Abstract: A rub rail including a base portion with a longitudinally extending recess or groove, into which an insert is received. A plurality of spaced-apart orifices along the bottom surface of the recess enable the base portion to be attached to the hull with threaded fasteners. The insert, which is made of polyvinyl chloride plastic, snaps into the groove, covering the heads of the fasteners, and is held in place by the edges of the groove. An outer curved face of the insert includes a strip of Type 316 stainless steel that is crosshead extruded with the plastic portion of the insert. The stainless steel strip is bright and shiny and provides a decorative appearance to the rub rail. The plastic portion of the insert seals around the longitudinally extending edges of the stainless steel strip, preventing water from intruding behind the strip, which might eventually cause corrosion.