Abstract: An energy efficient deck framing system and method is disclosed. In a deck framing system having structural framing members that support a deck panel structure, individual deck panels are inserted between pairs of the framing members. Supporting rods extend downward through the top of the framing members and are provided with a support nut that is sized to maintain the framing member in a supported fashion. An insulating subassembly is provided having an insulating washer interposed between a conventional washer or a secondary nut and the top of the framing member, and an insulating retainer clip received in the lower portion of the top of the framing member and the support nut. The insulating retainer clip is constructed and arranged to be securably received within the contours of the framing member.